59 Jefferson Ave, Elgin, IL 60120 Property Records

Kane County property record for 59 Jefferson Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 608 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jun 2022)
Tax Bill	$3,227 (2025)
Deeds & Mortgages	Aug 2022 Sale Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-11-476-005`

Property Details

APN / Parcel Number

Primary APN	`06-11-476-005`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	608 sqft Living Area
Gross Area	1,216 sqft
1st Floor Area	608 sqft
Basement Area	608 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	59 JEFFERSON AVE
City	ELGIN
State	IL
Zip	60120-3669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A J WALDRONS SUB OUTLOT 1 OF P J KIMBALL JRS 3RD ADDN EAST 4 RODS LOT 2 BLOCK 41
Legal Subdivision	A J WALDRONS SUB
Legal Block	41
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2008
Census Tract	851302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59 JEFFERSON AVE, ELGIN, IL 60120-3669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage DUPAGE CU
Dec 27, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Aug 11, 1998
Deed Document Number	202231835
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 17, 2022
Property Address	59 JEFFERSON AVE, ELGIN, IL 60120-3669
Document Number	0000041667
Instrument Date	Jun 6, 2022
Instrument	2022K041667
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 WAKEFIELD CT, AURORA, IL 60506-7309

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 17, 2022
Property Address	59 JEFFERSON AVE, ELGIN, IL 60120-3669
Document Number	0000031835
Instrument Date	Jun 6, 2022
Instrument	2022K031835
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 JEFFERSON AVE, ELGIN, IL 60120-3669

Mortgage

Document Number	0000031836
Date	Jun 17, 2022
Instrument	2022K031836

Lender

Name	DUPAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	59 JEFFERSON AVE, ELGIN, IL 60120-3669
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 JEFFERSON AVE, ELGIN, IL 60120-3669

Mortgage

Document Number	0000095377
Date	Dec 27, 2021
Instrument	2021K095377

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.34%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,227.00 (+15.75%) Homeowner's exemption	$50,300 (+8.57%) Land $15,914 Building $34,386	$150,960 (+8.57%) Land $47,761 Building $103,199
2024		$46,330 (+21.4%) Land $14,658 Building $31,672	$139,046 (+21.45%) Land $43,992 Building $95,054
2022	$2,788.00 (+5.33%) Homeowner's exemption	$38,164 (+6.96%) Land $12,074 Building $26,090	$114,492 (+6.96%) Land $36,222 Building $78,270
2021	$2,647.00 Homeowner's exemption	$35,680 Land $11,288 Building $24,392	$107,040 Land $33,864 Building $73,176

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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