34 Hemlock Ln, Mineral, VA 23117 Property Records

Louisa County property record for 34 Hemlock Ln, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,479 sqft · built 2002
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Oct 2018)
Tax Bill	$3,470 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30D 1 78`

Property Details

APN / Parcel Number

Primary APN	`30D 1 78`
Alternative APNs	`7633` `7414`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,479 sqft Living Area
1st Floor Area	1,479 sqft
Basement Area	1,479 sqft
Finished Basement	1,479 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	55,321 sqft (1.27 acres)
Garage Area	528 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	484 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7414
Street Address	34 HEMLOCK LN
City	MINERAL
State	VA
Zip	23117-4636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PINE HARBOUR SUB PB 7/197 SEC 1 LOT 78 DB 1585/640 1.19 AC
Legal Subdivision	PINE HARBOUR SUB
Legal Lot Number	78
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	3
Census Block	3017
Census Tract	950202

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 HEMLOCK LN, MINERAL, VA 23117-4636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 18, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 11, 2019	Deed of Trust, Mortgage · FHA Mortgage RIVER CITY MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Prior Sale	Mar 20, 2008 · Amount on Record
Deed Document Number	20189564
Deed Book / Page	1585 / 640
Prior Transfer Date	Oct 25, 2007
Prior Transfer Doc	01102/0663
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Recording Date	Jul 10, 2026
Property Address	34 HEMLOCK LN, MINERAL, VA 23117-4636
Document Number	0000006426
Book / Page	2098 / 910
Instrument Date	Jun 25, 2026
Instrument	20266426
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 HEMLOCK LN, MINERAL, VA 23117-4636

Mortgage

Document Number	0000006426,
Date	Jul 10, 2026
Book Page	2098/910
Instrument	20266426

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	4.91%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	34 HEMLOCK LN, MINERAL, VA 23117-4636
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 HEMLOCK LN, MINERAL, VA 23117-4636

Mortgage

Document Number	0001945/96
Date	Mar 18, 2024
Book Page	1945/96
Instrument	202400002270

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	34 HEMLOCK LN, MINERAL, VA 23117-4636
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001861/493
Date	Aug 24, 2022
Book Page	1861/493
Instrument	202200008690

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	34 HEMLOCK LN, MINERAL, VA 23117-4636
Document Number	0000011163
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 HEMLOCK LN MINERAL VA 231174636, MINERAL, VA 23117-4636

Mortgage

Document Number	0000011163
Date	Dec 18, 2019
Book Page	001649/000077
Instrument	11163

Lender

Name	RIVER CITY MTG LLC
Address	4318 MONTGOMERY RD, CINCINNATI, OH 45212-3104

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2049

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$514,200 (+6.68%) Land $50,200 Building $464,000	$514,200 (+6.68%) Land $50,200 Building $464,000
2025	$3,470.00 (+7.36%)	$482,000 (+8.31%) Land $44,700 Building $437,300	$482,000 (+8.31%) Land $44,700 Building $437,300
2024	$3,232.00 (+89.56%)
2023		$445,000 Land $37,200 Building $407,800
2022	$1,705.00		$445,000 Land $37,200 Building $407,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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