23 Hemlock Ln, Mineral, VA 23117 Property Records

Louisa County property record for 23 Hemlock Ln, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1989
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Aug 2023)
Tax Bill	$2,149 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30D 1 37`

Property Details

APN / Parcel Number

Primary APN	`30D 1 37`
Alternative APN	`8`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,140 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Porch	Patio
Porch Area	72 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	8
Street Address	23 HEMLOCK LN
City	MINERAL
State	VA
Zip	23117-4636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	GEORGE HAYNES & REYNOLDS SEC I PLAT 514/114 PINE HARBOUR LOT 37 DB 1910/716 0.93 AC
Legal Subdivision	PINE HARBOUR
Legal Lot Number	37
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	3
Census Block	3016
Census Tract	950202

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 HEMLOCK LN, MINERAL, VA 23117-4636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 1, 2023	Deed, Transfer · VA Mortgage NOVUS HOME MORTGAGE
Aug 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MTG
Aug 15, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Aug 15, 2018 · Amount on Record
Deed Document Number	20236685
Deed Book / Page	1910 / 716
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	23 HEMLOCK LN, MINERAL, VA 23117-4636
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	TERRY TITLE, TERRYS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001822/932
Date	Feb 2, 2022
Book Page	1822/932
Instrument	202200001148

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Aug 1, 2023
Property Address	23 HEMLOCK LN, MINERAL, VA 23117-4636
Document Number	001910/716
Book / Page	1910 / 716
Map Reference	MB 8 PG 196
Instrument Date	Jul 20, 2023
Instrument	202300006685
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	RATIFIED TITLE GROUP INC, RATIFIED TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23 HEMLOCK LN, MINERAL, VA 23117-4636

Mortgage

Document Number	0001910719
Date	Aug 1, 2023
Instrument	1910/719

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	23 HEMLOCK LN, MINERAL, VA 23117-4636
Document Number	0000007738
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 HEMLOCK LN MINERAL VA 231174636, MINERAL, VA 23117-4636

Mortgage

Document Number	0000007738
Date	Aug 15, 2018
Book Page	001576/000784
Instrument	7738

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Aug 15, 2018
Property Address	23 HEMLOCK LN, MINERAL, VA 23117-4636
Document Number	0000007737
Book / Page	001576 / 000779
Instrument Date	Aug 7, 2018
Instrument	7737
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$199.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 HEMLOCK LN MINERAL VA 231174636, MINERAL, VA 23117-4636

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,736 (+7.78%) Land $47,600 Building $274,136	$321,736 (+7.78%) Land $47,600 Building $274,136
2025	$2,149.00 (+7.83%)	$298,500 (+20.07%) Land $42,100 Building $256,400	$298,500 (+20.07%) Land $42,100 Building $256,400
2024	$1,993.00 (+94.25%)
2023		$248,600 Land $34,600 Building $214,000
2022	$1,026.00		$248,600 Land $34,600 Building $214,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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