100 Hemlock Ln, Mineral, VA 23117 Property Records

Louisa County property record for 100 Hemlock Ln, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,184 sqft · built 2007
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,000 (Mar 2026)
Tax Bill	$2,948 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30D 1 76`

Property Details

APN / Parcel Number

Primary APN	`30D 1 76`
Alternative APNs	`5200` `5049`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,184 sqft Living Area
1st Floor Area	896 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)
Garage Area	432 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5049
Street Address	100 HEMLOCK LN
City	MINERAL
State	VA
Zip	23117-4680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PINE HARBOUR PB 7/197 LOT 76 SEC DB 1569/558 1.12 AC
Legal Subdivision	PINE HARBOUR
Legal Lot Number	76
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	3
Census Block	3017
Census Tract	950202

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 HEMLOCK LN, MINERAL, VA 23117-4680
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 27, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	20262885
Deed Book / Page	2074 / 414
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	100 HEMLOCK LN, MINERAL, VA 23117-4680
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001969/620
Date	Aug 12, 2024
Book Page	1969/620
Instrument	202400007018

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Mar 27, 2026
Property Address	100 HEMLOCK LN, MINERAL, VA 23117-4680
Document Number	002074/414
Book / Page	2074 / 414
Map Reference	MB 7 PG 197
Instrument Date	Mar 10, 2026
Instrument	202600002885
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	100 HEMLOCK LN, MINERAL, VA 23117-4680

Mortgage

Document Number	0002074470
Date	Mar 27, 2026
Instrument	2074/470

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,920 (+15.98%) Land $49,500 Building $425,420	$474,920 (+15.98%) Land $49,500 Building $425,420
2025	$2,948.00 (+1.9%)	$409,500 (+10.59%) Land $44,000 Building $365,500	$409,500 (+10.59%) Land $44,000 Building $365,500
2024	$2,893.00 (+77.05%)
2023		$370,300 Land $36,500 Building $333,800
2022	$1,634.00		$370,300 Land $36,500 Building $333,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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