34 Grandy St, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 34 Grandy St, Albany, NY 12205

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,357 sqft · built 1942
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (Mar 2015)
Tax Bill$4,343 (2026)
Deeds & MortgagesSep 2020 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN012689 29.5-1-40

Property Details

APN / Parcel Number

Primary APN012689 29.5-1-40
Alternative APNs
  • 268902900500010400000000
  • 02900500010400000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,357 sqft Living Area
1st Floor Area905 sqft
Upper Floors Area452 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area65,340 sqft (1.5 acres)
Garage TypeAttached
Garage Area190 sqft

Exterior Amenities

PorchPatio
Porch Area148 sqft
Patio Area255 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02900500010400000000
Street Address34 GRANDY ST
CityALBANY
StateNY
Zip12205-4509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionLF EST MILLS ELIZABETH J N-36 E-GRANDY ST S-69-93
Legal Block1
Legal Lot Number40.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group2
Census Block2006
Census Tract13804

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address34 GRANDY ST, ALBANY, NY 12205-4509
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
SEFCU
Sep 11, 2020Deed of Trust, Mortgage · Conventional with PMI
SEFCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2015 · Amount on Record
Deed SaleMar 25, 2015 · Amount on Record
Deed Document Number201511803076
Deed Book / Page3130 / 934
Prior Transfer DateMar 18, 2015
Prior Transfer Doc0031300934
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address34 GRANDY ST, ALBANY, NY 12205-4509
Document Number0000023789
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedNov 25, 2020
Title CompanySMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 MCCHESNEY AVE EXT TROY NY 121808801, TROY, NY 12180-8801

Mortgage

Document Number0000023789
DateOct 19, 2020
Instrument23789
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address34 GRANDY ST, ALBANY, NY 12205-4509
Document Number0000023788
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedNov 25, 2020
Title CompanySMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 MCCHESNEY AVE EXT #2-12 TROY NY 121808701, 2-12, TROY, NY 12180-8701

Mortgage

Document Number0000023788
DateOct 19, 2020
Instrument23788
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 18, 2050

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,343.00 (-4.78%)
2025$4,561.00 (+10.2%)$95,300 (-) Land $19,000 Building $76,300$218,100 (+16.69%) Land $43,483 Building $174,617
2023$95,300 (-) Land $19,000 Building $76,300$186,900 (+9.34%) Land $37,262 Building $149,638
2022$95,300 Land $19,000 Building $76,300$170,942 Land $34,081 Building $136,861
2021$4,139.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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