14 Grandy St, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 14 Grandy St, Albany, NY 12205

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,944 sqft · built 1940
Lot Size1.89 acres (82,328 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Apr 2014)
Tax Bill$5,080 (2026)
Deeds & MortgagesJun 2023 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN012689 29.5-1-34

Property Details

APN / Parcel Number

Primary APN012689 29.5-1-34
Alternative APNs
  • 268902900500010340000000
  • 02900500010340000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,944 sqft Living Area
1st Floor Area909 sqft
2nd Floor Area1,035 sqft
Upper Floors Area277 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1990
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area82,328 sqft (1.89 acres)
Garage TypeDetached
Garage Area300 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area248 sqft
Patio Area216 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02900500010340000000
Street Address14 GRANDY ST
CityALBANY
StateNY
Zip12205-4509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionLF EST ZWACK BEVERLY A N-GRANDY ST E-10 S-118-38
Legal SubdivisionH G VEEDER REALTY CO INC
Legal Block1
Legal Lot Number34.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group2
Census Block2006
Census Tract13804

Owner

14 Grandy St is owned and occupied by two individuals who bought it in April 2014.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address14 GRANDY ST, ALBANY, NY 12205-4509
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2023Deed of Trust, Mortgage · Line of Credit
SUNMARK FCU
Jul 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUNMARK CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2014 · Amount on File
Deed SaleApr 4, 2014 · Amount on File
Prior SaleOct 31, 2005 · Amount on File
Deed Document Number201411594794
Deed Book / Page3095 / 621
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address14 GRANDY ST, ALBANY, NY 12205-4509
Transaction TypeMortgage
Record UpdatedJul 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 GRANDY ST, COLONIE, NY 12205-4509

Mortgage

Document Number0000000967
DateJun 5, 2023
InstrumentR2023-9967
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJun 25, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address14 GRANDY ST, ALBANY, NY 12205-4509
Document Number0000018804
Instrument DateJul 20, 2020
Transaction TypeMortgage
Record UpdatedSep 25, 2020
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 GRANDY ST COLONIE NY 122054509, COLONIE, NY 12205-4509

Mortgage

Document Number0000018804
DateAug 27, 2020
Instrument18804
Lender
NameSUNMARK CU
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 26, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 14 Grandy St was $5,080 with a homeowner's exemption, up 4.8% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,080.00 (+4.83%) Homeowner's exemption
2025$4,846.00 Homeowner's exemption$112,000 Land $22,400 Building $89,600$256,300 Land $51,260 Building $205,040
2023$112,000 (-) Land $22,400 Building $89,600$219,600 (+9.31%) Land $43,920 Building $175,680
2022$112,000 Land $22,400 Building $89,600$200,897 Land $40,179 Building $160,718
2021$4,297.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Grandy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Grandy St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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