32 Grandy St, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 32 Grandy St, Albany, NY 12205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,709 sqft · built 1950
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,440 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012689 29.5-1-39`

Property Details

APN / Parcel Number

Primary APN	`012689 29.5-1-39`
Alternative APNs	`268902900500010390000000` `02900500010390000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,709 sqft Living Area
1st Floor Area	1,078 sqft
2nd Floor Area	240 sqft
Upper Floors Area	391 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	162 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02900500010390000000
Street Address	32 GRANDY ST
City	ALBANY
State	NY
Zip	12205-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LOT 435 N-GRANDY ST E-30 S-34-61
Legal Block	1
Legal Lot Number	39.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2006
Census Tract	13804

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 GRANDY ST, ALBANY, NY 12205-4509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 31, 2001
Transfer Doc	2683000319
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	32 GRANDY ST, ALBANY, NY 12205-4509
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 GRANDY ST, ALBANY, NY 12205-4509

Mortgage

Document Number	0000005917
Date	Nov 3, 2022
Instrument	R2022-25917

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 21, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,440.00 (+5.46%) Homeowner's exemption
2025	$4,210.00 (+13.39%) Homeowner's exemption	$97,500 (-) Land $19,500 Building $78,000	$223,100 (+16.68%) Land $44,620 Building $178,480
2023		$97,500 (-) Land $19,500 Building $78,000	$191,200 (+9.33%) Land $38,240 Building $152,960
2022		$97,500 Land $19,500 Building $78,000	$174,888 Land $34,978 Building $139,910
2021	$3,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880