34 Emerson St, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 34 Emerson St, Springfield, MA 01118

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,424 sqft · built 1960
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$83,000 (Oct 2016)
Tax Bill	$5,451 (2026)
Deeds & Mortgages	Jun 2022 Refinance Feb 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:04655 P:0006`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:04655 P:0006`
Alternative APN	`46550006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft
Game Room	Game Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,001 sqft (0.23 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	46550006
Street Address	34 EMERSON ST
City	SPRINGFIELD
State	MA
Zip	01118-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3000
Census Tract	802500

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34 EMERSON ST, SPRINGFIELD, MA 01118-1731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PHH US MORTGAGE CORP
Feb 15, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance PHH US MORTGAGE CORP
Sep 29, 2017	Deed of Trust, Mortgage BERKSHIRE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2016 · Amount on Record
Deed Sale	Oct 24, 2016 · Amount on Record
Prior Sale	Mar 4, 2016 · Amount on Record
Deed Book / Page	21414 / 370
Last Transfer Date	Jan 24, 2022
Transfer Doc	024407-275
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	34 EMERSON ST, SPRINGFIELD, MA 01118-1731
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024615-184
Date	Jun 29, 2022
Book Page	24615/184
Instrument	39242

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 15, 2022
Property Address	34 EMERSON ST, SPRINGFIELD, MA 01118-1731
Document Number	024407-275
Book / Page	24407 / 275
Instrument Date	Jan 24, 2022
Instrument	9763
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 EMERSON ST, SPRINGFIELD, MA 01118-1731

Mortgage

Document Number	0000039242
Date	Feb 15, 2022
Instrument	39242

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	365 Months
Due	Jul 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	34 EMERSON ST, SPRINGFIELD, MA 01118-1731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21884-67
Date	Sep 29, 2017
Book Page	21884/67
Instrument	58030

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,451.00 (+13.75%)	$352,600 (+15.38%) Land $38,300 Building $314,300	$358,627 (+19.12%)
2025	$4,792.00 (-5.59%)	$305,600 (+2.65%) Land $39,400 Building $266,200	$301,055 (-3.41%)
2024			$311,695
2023	$5,076.00	$297,700 Land $40,900 Building $256,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed.

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