16 Emerson St, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 16 Emerson St, Springfield, MA 01118

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,262 sqft · built 1955
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (Feb 2010)
Tax Bill	$4,762 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:04655 P:0003`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:04655 P:0003`
Alternative APN	`46550003`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	7,501 sqft (0.172 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	46550003
Street Address	16 EMERSON ST
City	SPRINGFIELD
State	MA
Zip	01118-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3000
Census Tract	802500

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 EMERSON ST, SPRINGFIELD, MA 01118-1731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE
Nov 7, 2023	Deed of Trust, Mortgage · VA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2010 · Amount on Record
Deed Sale	Feb 22, 2010 · Amount on Record
Prior Sale	Dec 1, 2006 · Amount on Record
Deed Document Number	2010510
Deed Book / Page	18193 / 582
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 16, 2026
Property Address	16 EMERSON ST, SPRINGFIELD, MA 01118-1731
Document Number	0000033095
Book / Page	26419 / 68
Instrument Date	Jun 1, 2026
Instrument	202633095
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 EMERSON ST, SPRINGFIELD, MA 01118-1731

Mortgage

Document Number	0000033095,
Date	Jul 16, 2026
Book Page	26419/68
Instrument	202633095

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	16 EMERSON ST, SPRINGFIELD, MA 01118-1731
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025219-21
Date	Nov 7, 2023
Book Page	25219/21
Instrument	52986

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,762.00 (+4.54%)	$308,000 (+6.02%) Land $37,500 Building $270,500	$289,187 (-1.2%)
2025	$4,555.00 (-2.25%)	$290,500 (+6.29%) Land $38,600 Building $251,900	$292,695 (-0.23%)
2024			$293,360
2023	$4,660.00	$273,300 Land $40,100 Building $233,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed.

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