50 Emerson St, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 50 Emerson St, Springfield, MA 01118

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,295 sqft · built 1982
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$354,000 (Aug 2026)
Tax Bill	$4,675 (2026)
Deeds & Mortgages	Aug 2026 Second Mortgage Aug 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:04655 P:0010`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:04655 P:0010`
Alternative APN	`46550010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,295 sqft Living Area
1st Floor Area	925 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Lot Area	10,001 sqft (0.23 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	46550010
Street Address	50 EMERSON ST
City	SPRINGFIELD
State	MA
Zip	01118-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	SUMNER AVE EXT C
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3000
Census Tract	802500

Owner

50 Emerson St is owned by an individual who bought it in August 2026.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	226 COMMON ST, LAWRENCE, MA 01840-1594
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RADIUS FINANCIAL GROUP INC
Aug 21, 2026	Quit Claim Deed, Transfer · FHA Mortgage RADIUS FINANCIAL GROUP INC
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 27, 2019	Deed of Trust, Mortgage · Line of Credit UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2026 · Amount on File
Deed Sale	Aug 21, 2026 · Amount on File
Prior Sale	Feb 26, 2025 · Amount on File
Deed Document Number	202640205
Deed Book / Page	26474 / 1
Prior Transfer Date	Aug 18, 2026
Prior Transfer Doc	0000040205
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 21, 2026
Property Address	50 EMERSON ST, SPRINGFIELD, MA 01118-1731
Document Number	0000040207
Book / Page	26474 / 17
Instrument Date	Aug 21, 2026
Instrument	202640207
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 EMERSON ST, SPRINGFIELD, MA 01118-1731

Mortgage

Document Number	0000040207,
Date	Aug 21, 2026
Book Page	26474/17
Instrument	202640207

Lender

Name	RADIUS FINANCIAL GROUP INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2036

Interest

Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 21, 2026
Property Address	50 EMERSON ST, SPRINGFIELD, MA 01118-1731
Document Number	0000040205
Book / Page	26474 / 1
Instrument Date	Aug 18, 2026
Instrument	202640205
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Aug 21, 2026

Lender

Name	RADIUS FINANCIAL GROUP INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	50 EMERSON ST, SPRINGFIELD, MA 01118-1731
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00026136-1
Date	Dec 4, 2025
Book Page	26136/1
Instrument	57987

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	50 EMERSON ST, SPRINGFIELD, MA 01118-1731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22599-188
Date	Mar 27, 2019
Book Page	22599/188
Instrument	14740

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 50 Emerson St was $4,675, down 2.7% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,675.00 (-2.67%)	$302,400 (-1.27%) Land $38,300 Building $264,100	$332,958 (+19.09%)
2025	$4,803.00	$306,300 Land $39,400 Building $266,900	$279,585 (-12.62%)
2024			$319,960
2023	$4,205.00	$246,600 Land $40,900 Building $205,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50 Emerson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 50 Emerson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed.

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