Westchester County and New Castle Town property record for 34 Derby Ln, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,167 sqft · built 1970 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $790,000 (Oct 2024) |
| Tax Bill | $19,017 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 553600 91.7-2-7 |
| Primary APN | 553600 91.7-2-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,167 sqft Living Area |
| 1st Floor Area | 2,167 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 58,806 sqft (1.35 acres) |
| Garage Type | Attached |
| Garage Area | 878 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Account Number | 2874000 |
|---|---|
| Street Address | 34 DERBY LN |
| City | OSSINING |
| State | NY |
| Zip | 10562-2702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Block | 2 |
| Legal Lot Number | 7.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 13103 |
34 Derby Ln is owned by two individuals who bought it in October 2024.
Source: Westchester County and New Castle Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 WINTHROP RD, CHAPPAQUA, NY 10514-1225 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GREENWAY MORTGAGE FUNDING CORP |
| Aug 1, 2018 | Grant Deed, Transfer · Conventional Mortgage GREENWAY MTG FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2024 · Amount on File |
| Deed Sale | Oct 9, 2024 · Amount on File |
| Deed Document Number | 20243366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 34 DERBY LN, OSSINING, NY 10562-2702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | JUDICIAL TITLE INC PICK UP |
| Name | Verified Name |
|---|
| Document Number | 0602323486 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 602323486 |
| Name | GREENWAY MORTGAGE FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, NJ 07748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 1, 2018 |
| Property Address | 34 DERBY LN, OSSINING, NY 10562-2702 |
| Document Number | 0581723308 |
| Book / Page | 058172 / 003308 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | RECORD AND RETURN TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,080.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 808 HARDSCRABBLE RD CHAPPAQUA NY 105143012, CHAPPAQUA, NY 10514-3012 |
| Document Number | 582123687 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 058212/003687 |
| Name | GREENWAY MTG FNDG |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, NJ 07748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 31, 2048 |
The 2026 property tax bill for 34 Derby Ln was $19,017, up 29.9% from the year before.
Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | New Castle Town |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,017.00 (+29.93%) | ||
| 2025 | $14,636.00 | $100,860 (-) Land $37,900 Building $62,960 | $723,011 (+0.86%) Land $271,685 Building $451,326 |
| 2024 | $100,860 (-) Land $37,900 Building $62,960 | $716,844 (+5.19%) Land $269,367 Building $447,477 | |
| 2023 | $100,860 Land $37,900 Building $62,960 | $681,486 Land $256,081 Building $425,405 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 34 Derby Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (1979–2021) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Derby Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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