23 Derby Ln, Ossining, NY 10562 Property Records

Westchester County and New Castle Town property record for 23 Derby Ln, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,418 sqft · built 1967
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jun 2018)
Tax Bill	$17,043 (2026)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553600 91.7-2-27`

Property Details

APN / Parcel Number

Primary APN	`553600 91.7-2-27`
Alternative APNs	`360009100700020270000000` `2870000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,418 sqft Living Area
1st Floor Area	1,586 sqft
Basement Area	832 sqft
Finished Basement	832 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Raised Ranch
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	2870000
Street Address	23 DERBY LN
City	OSSINING
State	NY
Zip	10562-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Subdivision	MAP OF STADHAUGH FARMS
Legal Block	2
Legal Lot Number	27.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NEW CASTLE
Census Block Group	2
Census Block	2043
Census Tract	13103

Owner

23 Derby Ln is owned and occupied by two individuals who bought it in June 2018.

Source: Westchester County and New Castle Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 DERBY LN, OSSINING, NY 10562-2702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Prior Sale	Jul 30, 2008 · Amount on File
Deed Document Number	2018581293475
Prior Transfer Date	Feb 14, 2002
Prior Transfer Doc	0420670013
Record Updated	Oct 29, 2026

June 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 19, 2018
Property Address	23 DERBY LN, OSSINING, NY 10562-2702
Document Number	0581293475
Instrument Date	Jun 4, 2018
Instrument	581293475
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	PRO NATIONAL TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 DERBY LN, 23, OSSINING, NY 10562-2702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3086 32ND ST, ASTORIA, NY 11102-1844

Mortgage

Document Number	0581663196
Date	Jun 19, 2018
Instrument	581663196

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	304 Months
Due	Oct 14, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 23 Derby Ln was $17,043, down 21.4% from the year before.

Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	New Castle Town
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,043.00 (-21.37%)
2025	$21,676.00	$90,000 (-) Land $45,000 Building $45,000	$645,162 (+0.86%) Land $322,581 Building $322,581
2024		$90,000 (-) Land $45,000 Building $45,000	$639,658 (+5.19%) Land $319,829 Building $319,829
2023		$90,000 Land $45,000 Building $45,000	$608,108 Land $304,054 Building $304,054

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23 Derby Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1979–2021)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Derby Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20