22 Derby Ln, Ossining, NY 10562 Property Records

Westchester County and New Castle Town property record for 22 Derby Ln, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,474 sqft · built 1968
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Individual Names on File
Last Sale	$764,000 (Jul 2022)
Tax Bill	$16,952 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553600 91.7-2-10`

Property Details

APN / Parcel Number

Primary APN	`553600 91.7-2-10`
Alternative APNs	`360009100700020100000000` `2877000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,474 sqft Living Area
1st Floor Area	1,326 sqft
2nd Floor Area	1,148 sqft
Basement Area	1,136 sqft
Finished Basement	1,136 sqft
Unfinished Basement	1,136 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	57,064 sqft (1.31 acres)
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	2877000
Street Address	22 DERBY LN
City	OSSINING
State	NY
Zip	10562-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Subdivision	STADHAUGH FARMS
Legal Block	2
Legal Lot Number	10.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NEW CASTLE
Census Block Group	2
Census Block	2043
Census Tract	13103

Owner

22 Derby Ln is owned and occupied by two individuals who bought it in July 2022.

Source: Westchester County and New Castle Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 DERBY LN, OSSINING, NY 10562-2702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on File
Deed Sale	Jul 20, 2022 · Amount on File
Prior Sale	Jun 13, 2012 · Amount on File
Deed Document Number	20223322
Record Updated	Oct 29, 2026

July 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 20, 2022
Property Address	22 DERBY LN, OSSINING, NY 10562-2702
Document Number	0621723322
Map Reference	MAP 14910
Instrument Date	Jun 29, 2022
Instrument	621723322
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	JUDICIAL TITLE INSURANCE COMPANY, JUDICIAL TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,056.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 DERBY LN, OSSINING, NY 10562-2702

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	68 BRUNDAGE RIDGE RD, BEDFORD, NY 10506-1702

Mortgage

Document Number	0621863148
Date	Jul 20, 2022
Instrument	621863148

Lender

Name	GUARDHILL FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

The 2026 property tax bill for 22 Derby Ln was $16,952, up 141.4% from the year before.

Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	New Castle Town
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,952.00 (+141.38%)
2025	$7,023.00	$89,500 (-) Land $37,200 Building $52,300	$641,577 (+0.86%) Land $266,667 Building $374,910
2024		$89,500 (+4.24%) Land $37,200 Building $52,300	$636,105 (+9.65%) Land $264,392 Building $371,713
2023		$85,860 (-) Land $37,200 Building $48,660	$580,135 (+13.18%) Land $251,351 Building $328,784
2022		$85,860 Land $37,200 Building $48,660	$512,597 Land $222,090 Building $290,507

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Derby Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1979–2021)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Derby Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20