Kenton County property record for 34 Delphi Dr, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 1987 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Feb 2026) |
| Tax Bill | $1,821 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Feb 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-30-09-023.00 |
| Primary APN | 017-30-09-023.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 960 sqft Finished Area |
| Gross Area | 1,060 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 34 DELPHI DR |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-2856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NARROWS HILL EST SEC 3 LOT 96 |
| Legal Subdivision | NARROWS HILL ESTATES |
| Legal Phase | 3 |
| Legal Lot Number | 96 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 63608 |
Source: Kenton County records · APN 017-30-09-023.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34 DELPHI DR, ERLANGER, KY 41018-2856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| May 12, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Feb 03, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Oct 08, 2025 | Deed, Transfer · Line of Credit ANNEX CAPITAL LLC |
| Nov 19, 2020 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 2026 · Amount on Record |
| Deed Sale | Feb 03, 2026 · Amount on Record |
| Prior Sale | Oct 08, 2025 · Amount on Record |
| Deed Document Number | 202602032111 |
| Deed Book / Page | 388 / 61 |
| Prior Transfer Date | May 28, 2009 |
| Prior Transfer Doc | 0005900229 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 34 DELPHI DR, ERLANGER, KY 41018-2856 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 34 DELPHI DR, ERLANGER, KY 41018-2856 |
| Document Number | 0005900071 |
|---|---|
| Date | May 12, 2025 |
| Book Page | KCM 649/552 |
| Instrument | 25051205900071 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 34 DELPHI DR, ERLANGER, KY 41018-2856 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Title Company | UNKNOWN, 360 ATS |
| Name | Verified Name |
|---|---|
| Address | 3093 TREETOP WAY, EDGEWOOD, KY 41017-3261 |
| Document Number | 0000002112 |
|---|---|
| Date | Feb 03, 2026 |
| Book Page | 730/255 |
| Instrument | 26059000002112 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 03, 2026 |
| Property Address | 34 DELPHI DR, ERLANGER, KY 41018-2856 |
| Document Number | 0000002111 |
| Book / Page | 388 / 61 |
| Map Reference | PL 27 PG 122 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 26059000002111 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 133 IS 4TH ST #44, 44, CINCINNATI, OH 45205 |
| Name | Verified Name |
|---|---|
| Address | 34 DELPHI DR, ERLANGER, KY 41018-2856 |
| Document Number | 0000002112 |
|---|---|
| Date | Feb 03, 2026 |
| Instrument | 26059000002112 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 08, 2025 |
| Property Address | 34 DELPHI DR, ERLANGER, KY 41018-2856 |
| Document Number | 0005900096 |
| Book / Page | KC 367 / 432 |
| Map Reference | PL 27 PG 122 |
| Instrument Date | Oct 02, 2025 |
| Instrument | 25100805900096 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | PERFORMANCE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 DELPHI DR, ERLANGER, KY 41018-2856 |
| Name | Verified Name |
|---|---|
| Address | 1585 MERCER RD STE 110, 110, LEXINGTON, KY 40511-1669 |
| Document Number | 0005900097 |
|---|---|
| Date | Oct 08, 2025 |
| Book Page | KCM 693/830 |
| Instrument | 25100805900097 |
| Name | ANNEX CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LOUISVILLE, KY 40207 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 01, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 19, 2020 |
| Property Address | 34 DELPHI DR, ERLANGER, KY 41018-2856 |
| Document Number | 0000000015 |
| Book / Page | 000056 / 000440 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 15 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2020 |
| Title Company | COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 34 DELPHI DR ERLANGER KY 410182856, ERLANGER, KY 41018-2856 |
| Document Number | 16 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 00M128/000982 |
| Instrument | 16 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2050 |
| Document Number | 17, |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 00M129/000001 |
| Instrument | 17 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | HATTON, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Nov 18, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 34 DELPHI DR, ERLANGER, KY 41018-2856 |
| Document Number | 0000000145 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 34 DELPHI DR ERLANGER KY 410182856, ERLANGER, KY 41018-2856 |
| Document Number | 0000000145 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 000M68/000212 |
| Instrument | 145 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 09, 2040 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,821.00 (-3.29%) | $183,800 (-) Land $25,000 Building $158,800 | $183,800 (-) Land $25,000 Building $158,800 |
| 2024 | $1,883.00 (-3.88%) | $183,800 (-) Land $25,000 Building $158,800 | $183,800 (-) Land $25,000 Building $158,800 |
| 2023 | $1,959.00 | $183,800 Land $25,000 Building $158,800 | $183,800 Land $25,000 Building $158,800 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 404 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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