42 Delphi Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 42 Delphi Dr, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,000 sqft · built 1988
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$1,896 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-30-09-021.00`

Property Details

APN / Parcel Number

Primary APN	`017-30-09-021.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,000 sqft Finished Area
Gross Area	1,144 sqft

Exterior

Year Built	Built 1988
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0173009021.00
Street Address	42 DELPHI DR
City	ERLANGER
State	KY
Zip	41018-2856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NARROWS HILL EST SEC 3 LOT 92
Legal Subdivision	NARROWS HILL ESTATES
Legal Phase	3
Legal Lot Number	92
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1005
Census Tract	63608

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	42 DELPHI DR, ERLANGER, KY 41018-2856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 31, 2021	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 2, 1999
Deed Sale	Aug 2, 1999
Deed Document Number	0000040309
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	42 DELPHI DR, ERLANGER, KY 41018-2856
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 DELPHI DR, ERLANGER, KY 41018-2856

Mortgage

Document Number	0005900079
Date	Feb 22, 2023
Book Page	KCM 441/567
Instrument	23022205900079

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2038

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	42 DELPHI DR, ERLANGER, KY 41018-2856
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 DELPHI DR, ERLANGER, KY 41018-2856

Mortgage

Document Number	0005900064
Date	Mar 31, 2021
Book Page	192/838
Instrument	21033105900064

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	42 DELPHI DR, ERLANGER, KY 41018-2856
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	ATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900209
Date	Feb 24, 2021
Book Page	172/698
Instrument	21022405900209

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,896.00 (-7.06%)	$191,400 (-) Land $25,000 Building $166,400	$191,400 (-) Land $25,000 Building $166,400
2023	$2,040.00	$191,400 Land $25,000 Building $166,400	$191,400 Land $25,000 Building $166,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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