27 Delphi Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 27 Delphi Dr, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,296 sqft · built 1988
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$164,500 (Mar 2019)
Tax Bill$2,296 (2025)
Deeds & MortgagesMar 2019 Sale & Mortgage
Oct 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN017-30-09-031.00

Property Details

APN / Parcel Number

Primary APN017-30-09-031.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,296 sqft Finished Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleBi-Level
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address27 DELPHI DR
CityERLANGER
StateKY
Zip41018-2857
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNARROWS HILL EST SEC 3 LOT 99
Legal SubdivisionNARROWS HILL ESTATES
Legal Phase3
Legal Lot Number99
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1006
Census Tract63608

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address27 DELPHI DR, ERLANGER, KY 41018-2857
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2019Warranty Deed, Transfer · Conventional with PMI
CARDINAL FIN'L
Oct 19, 2016Deed of Trust, Mortgage
ROYAL UNITED MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2019 · Amount on Record
Deed SaleMar 20, 2019 · Amount on Record
Prior SaleSep 19, 2013 · Amount on Record
Deed Document Number201903 20 059 00107
Deed Book / Page4239 / 153
Record UpdatedOct 29, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 20, 2019
Property Address27 DELPHI DR, ERLANGER, KY 41018-2857
Document Number0000000107
Book / Page0I4239 / 000153
Instrument DateMar 15, 2019
Instrument107
Transaction TypeTransfer
Record UpdatedApr 1, 2019
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$164.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address27 DELPHI DR ERLANGER KY 410182857, ERLANGER, KY 41018-2857

Mortgage

Document Number108
DateMar 20, 2019
Book Page0I4239/000156
Instrument108
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 19, 2049

October 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address27 DELPHI DR, ERLANGER, KY 41018-2857
Document Number0000000042
Book / Page0I3894 / 000140
Instrument DateOct 19, 2016
Transaction TypeMortgage
Record UpdatedMay 10, 2017
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address27 DELPHI DR ERLANGER KY 410182857, ERLANGER, KY 41018-2857

Mortgage

Document Number0000000042
DateFeb 6, 2017
Book Page0I3894/000140
Instrument42
Lender
NameROYAL UNITED MTG
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 5, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$231,700 (-) Land $25,000 Building $206,700$231,700 (-) Land $25,000 Building $206,700
2025$2,296.00 (-7.01%)$231,700 (-) Land $25,000 Building $206,700$231,700 (-) Land $25,000 Building $206,700
2023$2,469.00$231,700 Land $25,000 Building $206,700$231,700 Land $25,000 Building $206,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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