34 Cumberland St, Clear Spring, MD 21722 Property Records

Washington County property record for 34 Cumberland St, Clear Spring, MD 21722

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,762 sqft · built 1865
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on File
Last Sale$108,000 (Jan 2018)
Tax Bill$1,882 (2025)
Deeds & MortgagesFeb 2018 Line of Credit
Jan 2018 Sale
Flood ZoneZone X (minimal risk)
APN04-008413

Property Details

APN / Parcel Number

Primary APN04-008413
Alternative APN
  • 008413

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,762 sqft Total Area

Exterior

Year BuiltBuilt 1865
Effective Year BuiltEffective 1865
Exterior MaterialBrick
Roof MaterialMetal
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions198 ft deep x 33 ft wide
PorchSlab
Porch Area170 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number008413
Street Address34 CUMBERLAND ST
CityCLEAR SPRING
StateMD
Zip21722-1971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU
Legal DescriptionPT LOT 44 33X198 34 CUMBERLAND ST
Legal Lot Number44
JurisdictionWASHINGTON MD
Township / Civil Division4, CLEAR SPRING
Census Block Group1
Census Block1064
Census Tract10600

Owner

Source: Washington County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address13911 PATRIOT WAY, HAGERSTOWN, MD 21740-2471
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2018Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS TR
Jan 3, 2018Grant Deed, Transfer
OLDE STONE TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 3, 2018 · Amount on Record
Deed SaleJan 3, 2018 · Amount on Record
Prior SaleDec 27, 1991 · Amount on Record
Deed Document Number20185666-0289
Deed Book / Page5666 / 289
Prior Transfer DateJun 29, 2015
Prior Transfer Doc0050330377
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address34 CUMBERLAND ST, CLEAR SPRING, MD 21722-1971
Document Number0057000068
Instrument DateFeb 16, 2018
Transaction TypeMortgage
Record UpdatedMar 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12500 GARROW DR CLEAR SPRING MD 217221722, CLEAR SPRING, MD 21722-1722

Mortgage

Document Number0057000068
DateMar 2, 2018
Book Page005700/000068
Lender
NameFARMERS & MERCHANTS TR
AddressGREENCASTLE, PA 17225
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON MD
Recording DateJan 3, 2018
Property Address34 CUMBERLAND ST, CLEAR SPRING, MD 21722-1971
Document Number0056660289
Book / Page005666 / 000289
Instrument DateDec 29, 2017
Transaction TypeTransfer
Record UpdatedJan 9, 2018
Title CompanyOLDE STONE TITLE

Transaction

AmountAmount Recorded
Tax$108.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12500 GARROW DR CLEAR SPRING MD 217221722, CLEAR SPRING, MD 21722-1722

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalityClear Spring Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$227,400 (+10.05%) Land $39,000 Building $188,400$227,400 (-) Land $39,000 Building $188,400
2025$1,882.00 (+11.16%)$206,633 (+25.16%)$227,400 (+37.73%) Land $39,000 Building $188,400
2024$1,693.00 (+12.12%)
2023$1,510.00$165,100 Land $39,000 Building $126,100$165,100 Land $39,000 Building $126,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimJun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CLEAR SPRING
serves 455 people · EPA ID MD0210005
Water SourceGroundwater influenced by surface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Schurz Communications
Fiber · Cable
2,300 / 2,300
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

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