Washington County property record for 103 Cumberland St, Clear Spring, MD 21722
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 4,330 sqft |
| Lot Size | 0.266 acres (11,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Jun 1992) |
| Tax Bill | $3,298 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-003969 |
| Primary APN | 04-003969 |
|---|---|
| Alternative APN |
|
| Units | 5 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,330 sqft Total Area |
| 1st Floor Area | 4,330 sqft |
| Exterior Material | Brick |
|---|---|
| Construction Type | Brick |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 11,583 sqft (0.266 acres) |
| Lot Dimensions | 198 ft deep x 58 ft wide |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 003969 |
|---|---|
| Street Address | 103 CUMBERLAND ST |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722-1972 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | U |
| Legal Description | LT 58.5X198 103-105 CUMBERLAND ST |
| Legal Lot Number | 103-105 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 4, CLEAR SPRING |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 10600 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14708 BOTTOM RD, WILLIAMSPORT, MD 21795-3003 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 1992 · Amount on Record |
| Deed Sale | Jun 4, 1992 · Amount on Record |
| Prior Sale | Jul 12, 1989 · Amount on Record |
| Deed Book / Page | 1044 / 538 |
| Record Updated | Oct 29, 2026 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Clear Spring Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,298.00 (+13.14%) | $362,000 (+13.11%) Land $40,400 Building $321,600 | $362,000 (-) Land $40,400 Building $321,600 |
| 2025 | $2,915.00 (+15.08%) | $320,033 (+35.55%) | $362,000 (+53.32%) Land $40,400 Building $321,600 |
| 2024 | $2,533.00 (+17.27%) | ||
| 2023 | $2,160.00 | $236,100 Land $40,400 Building $195,700 | $236,100 Land $40,400 Building $195,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLEAR SPRING serves 455 people · EPA ID MD0210005 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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