Washington County property record for 101 Cumberland St, Clear Spring, MD 21722
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 3,250 sqft · built 1850 |
| Lot Size | 0.127 acres (5,544 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Dec 2022) |
| Tax Bill | $2,594 (2026) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-006526 |
| Primary APN | 04-006526 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,250 sqft Total Area |
| Basement Area | 1,480 sqft |
| Finished Basement | 1,480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,544 sqft (0.127 acres) |
| Lot Dimensions | 198 ft deep x 28 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 006526 |
|---|---|
| Street Address | 101 CUMBERLAND ST |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722-1972 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | U |
| Legal Description | LOT 28X198 101 CUMBERLAND ST |
| Legal Lot Number | 101 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 4, CLEAR SPRING |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 10600 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 CUMBERLAND ST, CLEAR SPRING, MD 21722-1972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2022 | Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 26, 2018 | Grant Deed, Transfer · Conventional with PMI JOHN N III BREWER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2022 · Amount on Record |
| Deed Sale | Dec 12, 2022 · Amount on Record |
| Prior Sale | Mar 26, 2018 · Amount on Record |
| Deed Book / Page | 7156 / 42 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Dec 12, 2022 |
| Property Address | 101 CUMBERLAND ST, CLEAR SPRING, MD 21722-1972 |
| Document Number | 0071560042 |
| Book / Page | 7156 / 42 |
| Instrument Date | Nov 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Title Company | JDM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 101 CUMBERLAND ST, CLEAR SPRING, MD 21722-1972 |
| Document Number | 0071560050 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | 7156-0050 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Mar 26, 2018 |
| Property Address | 101 CUMBERLAND ST, CLEAR SPRING, MD 21722-1972 |
| Document Number | 0057130419 |
| Book / Page | 005713 / 000419 |
| Instrument Date | Mar 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2018 |
| Title Company | PREMIER SETTLEMENT AND TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 N FILLMORE AVE STERLING VA 201642513, STERLING, VA 20164-2513 |
| Document Number | 57130423 |
|---|---|
| Date | Mar 26, 2018 |
| Book Page | 005713/000423 |
| Name | JOHN N III BREWER |
|---|---|
| Address | PO BOX 451, CLEAR SPRING, MD 21722-0451 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 25, 2023 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Clear Spring Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,594.00 Homeowner's exemption | $284,800 (-) Land $38,000 Building $246,800 | $284,800 (-) Land $38,000 Building $246,800 |
| 2025 | $2,594.00 (-6.59%) Homeowner's exemption | $284,800 (-6.16%) Land $38,000 Building $246,800 | $284,800 (-6.16%) Land $38,000 Building $246,800 |
| 2023 | $2,777.00 | $303,500 Land $38,000 Building $265,500 | $303,500 Land $38,000 Building $265,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLEAR SPRING serves 455 people · EPA ID MD0210005 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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