34 Cross Ridge Dr, Willow Spring, NC 27592 Property Records

Johnston County property record for 34 Cross Ridge Dr, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 2003
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,000 (Dec 2024)
Tax Bill	$2,134 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13D03028D`

Property Details

APN / Parcel Number

Primary APN	`13D03028D`
Alternative APNs	`2000236028` `2000276391`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,856 sqft
1st Floor Area	1,632 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	480 sqft
Patio Area	480 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000276391
Street Address	34 CROSS RIDGE DR
City	WILLOW SPRING
State	NC
Zip	27592-7616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 1 CROSS RIDGE 60/285
Legal Subdivision	CROSS RIDGE SUBDIVISION
Legal Lot Number	1
Jurisdiction	JOHNSTON NC
Township / Civil Division	PLEASANT GROVE
Census Block Group	2
Census Block	2002
Census Tract	41506

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 CROSS RIDGE DR, WILLOW SPRING, NC 27592-7616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 5, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2024 · Amount on Record
Deed Sale	Dec 16, 2024 · Amount on Record
Prior Sale	Feb 5, 2021 · Amount on Record
Deed Document Number	202438273
Deed Book / Page	6796 / 368
Prior Transfer Date	Nov 24, 2015
Prior Transfer Doc	0000472679
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	34 CROSS RIDGE DR, WILLOW SPRING, NC 27592-7616
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 CROSS RIDGE DR, WILLOW SPRING, NC 27592-7616

Mortgage

Document Number	0000034563
Date	Oct 31, 2023
Book Page	6569/809
Instrument	2023034563

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Feb 5, 2021
Property Address	34 CROSS RIDGE DR, WILLOW SPRING, NC 27592-7616
Document Number	0000731762
Book / Page	5833 / 706
Map Reference	MB 60 PG 285
Instrument Date	Feb 3, 2021
Instrument	2021731762
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 MENDEL DR, 121, SMITHFIELD, NC 27577-9541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 CROSS RIDGE DR, WILLOW SPRING, NC 27592-7616

Mortgage

Document Number	0000731763
Date	Feb 5, 2021
Instrument	2021731763

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,134.00 (-1.57%)	$341,480 (-) Land $80,000 Building $261,480	$341,480 (-) Land $80,000 Building $261,480
2025	$2,168.00 (+31.79%)	$341,480 (+62.86%) Land $80,000 Building $261,480	$341,480 (+62.86%) Land $80,000 Building $261,480
2023	$1,645.00	$209,680 Land $45,000 Building $164,680	$209,680 Land $45,000 Building $164,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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