133 Cross Ridge Dr, Willow Spring, NC 27592 Property Records

Johnston County property record for 133 Cross Ridge Dr, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,050 sqft · built 2002
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Apr 2003)
Tax Bill	$1,642 (2023)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13D03034R`

Property Details

APN / Parcel Number

Primary APN	`13D03034R`
Alternative APN	`2000097347`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,050 sqft Living Area
1st Floor Area	842 sqft
2nd Floor Area	1,208 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2008
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	125 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000097347
Street Address	133 CROSS RIDGE DR
City	WILLOW SPRING
State	NC
Zip	27592-7618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	L16 CROSS RIDGE 60/285 1625
Legal Subdivision	CROSS RDG
Legal Lot Number	16
Jurisdiction	JOHNSTON NC
Township / Civil Division	PLEASANT GROVE
Census Block Group	2
Census Block	2002
Census Tract	41506

Owner

Source: Johnston County records, as of October 11, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	133 CROSS RIDGE DR, WILLOW SPRING, NC 27592-7618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Aug 1, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jan 18, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Dec 15, 2016	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2003 · Amount on Record
Deed Sale	Apr 14, 2003 · Amount on Record
Deed Document Number	0002427302
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	133 CROSS RIDGE DR, WILLOW SPRING, NC 27592-7618
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 CROSS RIDGE DR, WILLOW SPRING, NC 27592-7618

Mortgage

Document Number	0000003275
Date	Feb 4, 2026
Book Page	DEED7044/603
Instrument	2026003275

Lender

Name	MIDFIRST BANK
Type	Bank
Address	501 NW GRAND BLVD, OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	250 Months
Due	Dec 1, 2046

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	133 CROSS RIDGE DR, WILLOW SPRING, NC 27592-7618
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 CROSS RIDGE DR, WILLOW SPRING, NC 27592-7618

Mortgage

Document Number	0000024678
Date	Aug 1, 2023
Book Page	6520/948
Instrument	2023024678

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	280 Months
Due	Dec 1, 2046

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	133 CROSS RIDGE DR, WILLOW SPRING, NC 27592-7618
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000791818
Date	Jan 18, 2022
Book Page	6162/278
Instrument	2022791818

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	133 CROSS RIDGE DR, WILLOW SPRING, NC 27592-7618
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 CROSS RIDGE DR, WILLOW SPRING, NC 27592-7618

Mortgage

Document Number	0000744471
Date	Apr 16, 2021
Book Page	5905/191
Instrument	2021744471

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Dec 1, 2046

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JOHNSTON NC
Property Address	133 CROSS RIDGE DR, WILLOW SPRING, NC 27592-7618
Document Number	0000517812
Book / Page	004901 / 000546
Instrument Date	Dec 15, 2016
Transaction Type	Mortgage
Record Updated	Mar 20, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 CROSS RIDGE DR WILLOW SPRING NC 275927618, WILLOW SPRING, NC 27592-7618

Mortgage

Document Number	0000517812
Date	Jan 27, 2017
Book Page	004901/000546
Instrument	517812

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,642.00	$209,290 Land $45,000 Building $164,290	$209,290 Land $45,000 Building $164,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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