198 Cross Ridge Dr, Willow Spring, NC 27592 Property Records

Johnston County property record for 198 Cross Ridge Dr, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,155 sqft · built 2002
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jan 2003)
Tax Bill	$2,217 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13D03034H`

Property Details

APN / Parcel Number

Primary APN	`13D03034H`
Alternative APN	`2000224741`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,155 sqft Living Area
Gross Area	2,933 sqft
1st Floor Area	1,258 sqft
Attic	Attic
Attic Area	545 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Deck Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000224741
Street Address	198 CROSS RIDGE DR
City	WILLOW SPRING
State	NC
Zip	27592-7617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 6 CROSS RIDGE 60/285
Legal Lot Number	6
Jurisdiction	JOHNSTON NC
Township / Civil Division	PLEASANT GROVE
Census Block Group	2
Census Block	2002
Census Tract	41506

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	198 CROSS RIDGE DR, WILLOW SPRING, NC 27592-7617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Jul 13, 2017	Deed of Trust, Mortgage READYCAP LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2003 · Amount on Record
Deed Sale	Jan 2, 2003 · Amount on Record
Prior Sale	Jul 5, 2002
Deed Book / Page	2356 / 686
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	198 CROSS RIDGE DR, WILLOW SPRING, NC 27592-7617
Document Number	0000566840
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 CROSS RIDGE DR WILLOW SPRING NC 275927617, WILLOW SPRING, NC 27592-7617

Mortgage

Document Number	0000566840
Date	Apr 11, 2018
Book Page	005130/000961
Instrument	566840

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2033

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	198 CROSS RIDGE DR, WILLOW SPRING, NC 27592-7617
Document Number	0000537160
Book / Page	004991 / 000500
Instrument Date	Jul 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	65 GLEN RD GARNER NC 275297943, GARNER, NC 27529-7943

Mortgage

Document Number	0000537160
Date	Jul 14, 2017
Book Page	004991/000500
Instrument	537160

Lender

Name	READYCAP LNDG
Address	NEW PROVIDENCE, NJ 07974

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 13, 2027

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,217.00 (+27.19%)	$354,750 (+59.75%) Land $80,000 Building $274,750	$354,750 (+59.75%) Land $80,000 Building $274,750
2023	$1,743.00	$222,060 Land $45,000 Building $177,060	$222,060 Land $45,000 Building $177,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures