Campbell County property record for 34 Chapman Ln, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,179 sqft · built 1952 |
| Lot Size | 1.23 acres (53,971 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,727 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-20-224.00 |
| Primary APN | 999-99-20-224.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,179 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 53,971 sqft (1.23 acres) |
| Terrain | Combination |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999920224.00 |
|---|---|
| Street Address | 34 CHAPMAN LN |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IRREG TRACT 1.2 AC & 0.0392 AC LAND ADD TOTAL = 1.2392 AC |
| Legal Subdivision | WM DECOURSEY ESTATE |
| Legal Tract | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 52900 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 34 CHAPMAN LN, COLD SPRING, KY 41076-1826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2023 | Intrafamily Transfer, Transfer |
| Dec 11, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jun 18, 2001 · Amount on Record |
| Last Transfer Date | Apr 13, 2023 |
| Transfer Doc | 0005170025 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Apr 13, 2023 |
| Property Address | 34 CHAPMAN LN, COLD SPRING, KY 41076-1826 |
| Document Number | 0005170025 |
| Book / Page | D850 / 57 |
| Map Reference | MB 10 PG 22 |
| Instrument Date | Apr 1, 2023 |
| Instrument | 5170025 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 CHAPMAN LN, COLD SPRING, KY 41076-1826 |
| Name | Verified Name |
|---|---|
| Address | 34 CHAPMAN LN, COLD SPRING, KY 41076-1826 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 34 CHAPMAN LN, COLD SPRING, KY 41076-1826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005066714 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | M2131/371 |
| Instrument | 5066714 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,727.00 (+10.05%) | $225,000 (+8.96%) Land $75,000 Building $150,000 | $225,000 (+8.96%) Land $75,000 Building $150,000 |
| 2023 | $2,478.00 (+36.15%) | $206,500 (+41.83%) Land $75,000 Building $131,500 | $206,500 (+41.83%) Land $75,000 Building $131,500 |
| 2022 | $1,820.00 | $145,600 Land $26,700 Building $118,900 | $145,600 Land $26,700 Building $118,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1997–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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