Campbell County property record for 18 Chapman Ln, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,287 sqft · built 1953 |
| Lot Size | 0.392 acres (17,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,750 (May 2018) |
| Tax Bill | $2,106 (2025) |
| Deeds & Mortgages | May 2018 Sale & Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-17-704.00 |
| Primary APN | 999-99-17-704.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,287 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,100 sqft (0.392 acres) |
| Lot Dimensions | 190 ft deep x 90 ft wide |
| Terrain | Combination |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999917704.00 |
|---|---|
| Street Address | 18 CHAPMAN LN |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 90 X 190 |
| Legal Subdivision | ESTATE/WILLIAM DECOURSEY |
| Legal Lot Number | 5 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 52900 |
Source: Campbell County records · APN 999-99-17-704.00
Assessment roll updated April 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 CHAPMAN LN, COLD SPRING, KY 41076-1826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| May 10, 2018 | Grant Deed, Transfer LAWYERS TITLE/CINCINNATI INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on Record |
| Deed Sale | May 31, 2018 · Amount on Record |
| Prior Sale | Nov 21, 2007 · Amount on Record |
| Deed Document Number | 5074547 |
| Deed Book / Page | D794 / 751 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | May 31, 2018 |
| Property Address | 18 CHAPMAN LN, COLD SPRING, KY 41076-1826 |
| Document Number | 0005074547 |
| Book / Page | D794 / 751 |
| Map Reference | DD 59 PG 102 |
| Instrument Date | May 21, 2018 |
| Instrument | 5074547 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 RIDGEWAY XING, 112, ALEXANDRIA, KY 41001-9204 |
| Name | Verified Name |
|---|---|
| Address | 18 CHAPMAN LN, COLD SPRING, KY 41076-1826 |
| Document Number | 0005074548 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 5074548 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | May 10, 2018 |
| Property Address | 18 CHAPMAN LN, COLD SPRING, KY 41076-1826 |
| Document Number | 0005073514 |
| Book / Page | 000794 / 000278 |
| Instrument Date | May 04, 2018 |
| Instrument | 5073514 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2018 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $69.52 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 CHAPMAN LN COLD SPRING KY 410761826, COLD SPRING, KY 41076-1826 |
Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,106.00 (+1.01%) | $173,800 (-) Land $40,000 Building $133,800 | $173,800 (-) Land $40,000 Building $133,800 |
| 2023 | $2,085.00 (+7.81%) | $173,800 (+12.31%) Land $40,000 Building $133,800 | $173,800 (+12.31%) Land $40,000 Building $133,800 |
| 2022 | $1,934.00 | $154,750 Land $25,000 Building $129,750 | $154,750 Land $25,000 Building $129,750 |
Source: FEMA National Flood Hazard Layer as of August 24, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1997–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 133 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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