Campbell County property record for 20 Chapman Ln, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 629 sqft · built 1927 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $80,000 (May 2013) |
| Tax Bill | $1,050 (2025) |
| Deeds & Mortgages | Dec 2017 Sale Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-673.00 |
| Primary APN | 999-99-18-673.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 629 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 180 ft deep x 50 ft wide |
| Terrain | Combination |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20 CHAPMAN LN |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT 5 WM DE COURSEY 50 X 180 CH |
| Legal Subdivision | WM DECOURSEY ESTATE |
| Legal Lot Number | PT 5 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 52900 |
Source: Campbell County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 CHAPMAN LN, COLD SPRING, KY 41076-1826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2017 | Warranty Deed, Transfer |
| Aug 9, 2017 | Deed of Trust, Mortgage · Conventional with PMI DITECH FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2013 · Amount on Record |
| Deed Sale | May 28, 2013 · Amount on Record |
| Prior Sale | Jun 8, 2010 · Amount on Record |
| Deed Document Number | 20135 28 13 019 000 |
| Deed Book / Page | 752 / 22 |
| Prior Transfer Date | May 20, 2013 |
| Prior Transfer Doc | 0007520022 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Dec 8, 2017 |
| Property Address | 20 CHAPMAN LN, COLD SPRING, KY 41076-1826 |
| Document Number | 0005066600 |
| Book / Page | 000790 / 000627 |
| Instrument Date | Dec 6, 2017 |
| Instrument | 5066600 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $115.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 20 CHAPMAN LN COLD SPRING KY 410761826, COLD SPRING, KY 41076-1826 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 20 CHAPMAN LN, COLD SPRING, KY 41076-1826 |
| Document Number | 0005061348 |
| Book / Page | 002119 / 000317 |
| Instrument Date | Aug 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 20 CHAPMAN LN COLD SPRING KY 410761826, COLD SPRING, KY 41076-1826 |
| Document Number | 0005061348 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 002119/000317 |
| Instrument | 5061348 |
| Name | DITECH FIN'L |
|---|---|
| Address | TAMPA, FL 33607 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2047 |
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,050.00 (-2.14%) Homeowner's exemption Disabled Person's exemption | $135,800 (-) Land $25,000 Building $110,800 | $135,800 (-) Land $25,000 Building $110,800 |
| 2023 | $1,073.00 (+15.25%) Homeowner's exemption Disabled Person's exemption | $135,800 (+18.09%) Land $25,000 Building $110,800 | $135,800 (+18.09%) Land $25,000 Building $110,800 |
| 2022 | $931.00 Homeowner's exemption Disabled Person's exemption | $115,000 Land $15,000 Building $100,000 | $115,000 Land $15,000 Building $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1997–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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