34 Carter Rd, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 34 Carter Rd, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,168 sqft · built 1776
Lot Size	1.18 acres (51,749 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Nov 2019)
Tax Bill	$5,972 (2026)
Deeds & Mortgages	Feb 2021 Refinance Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:1308 B:L:25`

Property Details

APN / Parcel Number

Primary APN	`M:1308 B:L:25`
Alternative APNs	`WMIN M:124 B:L:38` `3132`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,168 sqft Living Area
Gross Area	7,711 sqft
Basement Area	1,975 sqft
Unfinished Basement	1,975 sqft

Exterior

Year Built	Built 1776
Effective Year Built	Effective 1776
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,749 sqft (1.18 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3132
Street Address	34 CARTER RD
City	WESTMINSTER
State	MA
Zip	01473-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	38
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	1
Census Block	1028
Census Tract	708100

Owner

34 Carter Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 CARTER RD, WESTMINSTER, MA 01473-1458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA
Nov 5, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2019 · Amount on File
Deed Sale	Nov 5, 2019 · Amount on File
Deed Document Number	2019201900019839
Deed Book / Page	9469 / 308
Prior Transfer Date	Oct 28, 2019
Prior Transfer Doc	9469-308
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	34 CARTER RD, WESTMINSTER, MA 01473-1458
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009872-124
Date	Feb 3, 2021
Book Page	9872/124
Instrument	2420

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Nov 5, 2019
Property Address	34 CARTER RD, WESTMINSTER, MA 01473-1458
Document Number	009469-308
Book / Page	9469 / 308
Instrument Date	Oct 28, 2019
Instrument	19839
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 CARTER RD, WESTMINSTER, MA 01473-1458

Mortgage

Document Number	0000019840
Date	Nov 5, 2019
Instrument	19840

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 34 Carter Rd was $5,972, down 1.9% from the year before.

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,972.00 (-1.87%)	$509,100 (+2.89%) Land $123,700 Building $385,400	$593,370 (+6.12%)
2025	$6,086.00 (+4.95%)	$494,800 (+4.61%) Land $123,700 Building $371,100	$559,170
2024	$5,799.00 (-0.41%)	$473,000 (+6.08%) Land $123,700 Building $349,300
2023	$5,823.00	$445,900 Land $115,700 Building $330,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Carter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Carter Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTMINSTER DEPARTMENT OF PUBLIC WORKS serves 3,889 people · EPA ID MA2332000
Water Source	Purchased surface water from FITCHBURG DPW DIVISION OF WATER SUPPLY
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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