23 Carter Rd, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 23 Carter Rd, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,249 sqft · built 1948
Lot Size	1.14 acres (50,050 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (May 2022)
Tax Bill	$5,018 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WMIN M:125 B:L:7`

Property Details

APN / Parcel Number

Primary APN	`WMIN M:125 B:L:7`
Alternative APNs	`M:6 B:L:6` `697`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,249 sqft Living Area
Gross Area	3,078 sqft
Basement Area	1,005 sqft
Unfinished Basement	1,005 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,050 sqft (1.14 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	697
Street Address	23 CARTER RD
City	WESTMINSTER
State	MA
Zip	01473-1459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	7
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	4
Census Block	4016
Census Tract	708100

Owner

23 Carter Rd is owned and occupied by an individual who bought it in May 2022.

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	23 CARTER RD, WESTMINSTER, MA 01473-1459
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MIDDLESEX SAVINGS BANK
Jun 18, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SOMERSET VENTURES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022 · Amount on File
Deed Sale	May 6, 2022 · Amount on File
Prior Sale	Jun 18, 2021 · Amount on File
Deed Book / Page	10325 / 86
Record Updated	Oct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	May 6, 2022
Property Address	23 CARTER RD, WESTMINSTER, MA 01473-1459
Document Number	0010325-86
Book / Page	10325 / 86
Instrument Date	May 6, 2022
Instrument	8354
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CARTER RD, WESTMINSTER, MA 01473-1459

Mortgage

Document Number	0000008355
Date	May 6, 2022
Instrument	8355

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Jun 18, 2021
Property Address	23 CARTER RD, WESTMINSTER, MA 01473-1459
Document Number	010012-262
Book / Page	10012 / 262
Instrument Date	Jun 18, 2021
Instrument	13182
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013183
Date	Jun 18, 2021
Instrument	13183

Lender

Name	SOMERSET VENTURES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 23 Carter Rd was $5,018, up 4.7% from the year before.

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,018.00 (+4.65%)	$427,800 (+9.75%) Land $123,000 Building $304,800	$426,582 (-15.13%)
2025	$4,795.00 (+4.38%)	$389,800 (+4.03%) Land $123,000 Building $266,800	$502,645
2024	$4,594.00 (+35.4%)	$374,700 (+44.23%) Land $123,000 Building $251,700
2023	$3,393.00	$259,800 Land $115,000 Building $144,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Carter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Carter Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTMINSTER DEPARTMENT OF PUBLIC WORKS serves 3,889 people · EPA ID MA2332000
Water Source	Purchased surface water from FITCHBURG DPW DIVISION OF WATER SUPPLY
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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