33 Carter Rd, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 33 Carter Rd, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,446 sqft · built 1977
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$399,900 (Oct 2016)
Tax Bill	$7,396 (2026)
Deeds & Mortgages	Feb 2021 Refinance Aug 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:6 B:47 L:1`

Property Details

APN / Parcel Number

Primary APN	`M:6 B:47 L:1`
Alternative APNs	`WMIN M:124 B:L:18` `109`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,446 sqft Living Area
Gross Area	6,078 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,412 sqft (0.79 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	109
Street Address	33 CARTER RD
City	WESTMINSTER
State	MA
Zip	01473-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	18
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	2
Census Block	2002
Census Tract	708100

Owner

33 Carter Rd is owned and occupied by two individuals who acquired it in August 2021.

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	33 CARTER RD, WESTMINSTER, MA 01473-1458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMALGAMATED BANK
Aug 26, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
Feb 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Sep 10, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2016 · Amount on File
Deed Sale	Oct 27, 2016 · Amount on File
Prior Sale	Sep 25, 1992 · Amount on File
Deed Book / Page	8684 / 223
Last Transfer Date	Aug 31, 2021
Transfer Doc	010101-337
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	33 CARTER RD, WESTMINSTER, MA 01473-1458
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009875-219
Date	Feb 8, 2021
Book Page	9875/219
Instrument	2702

Lender

Name	AMALGAMATED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	33 CARTER RD, WESTMINSTER, MA 01473-1458
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010826-325
Date	Aug 26, 2024
Book Page	10826/325
Instrument	11363

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2034

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	33 CARTER RD, WESTMINSTER, MA 01473-1458
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009263-339
Date	Feb 12, 2019
Book Page	9263/339
Instrument	2183

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2034

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Sep 10, 2021
Property Address	33 CARTER RD, WESTMINSTER, MA 01473-1458
Document Number	010101-337
Book / Page	10101 / 337
Instrument Date	Aug 31, 2021
Instrument	20104
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	33 CARTER RD, WESTMINSTER, MA 01473-1458

Mortgage

Document Number	0000020105
Date	Sep 10, 2021
Instrument	20105

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 33 Carter Rd was $7,396, down 8.5% from the year before.

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,396.00 (-8.54%)	$630,500 (-4.11%) Land $119,900 Building $510,600	$717,440 (+3.98%)
2025	$8,087.00 (+5%)	$657,500 (+4.66%) Land $119,900 Building $537,600	$689,985
2024	$7,702.00 (+1.82%)	$628,200 (+8.46%) Land $119,900 Building $508,300
2023	$7,564.00	$579,200 Land $111,100 Building $468,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Carter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Carter Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTMINSTER DEPARTMENT OF PUBLIC WORKS serves 3,889 people · EPA ID MA2332000
Water Source	Purchased surface water from FITCHBURG DPW DIVISION OF WATER SUPPLY
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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