34 Ardale Rd, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 34 Ardale Rd, Paramus, NJ 07652

Property Summary

Property TypeSingle Family Home
Details1,075 sqft · built 1932
Lot Size0.201 acres (8,745 sqft)
Owner2 Individuals on Record
Last Sale$438,000 (Jun 2007)
Tax Bill$7,401 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN46-00510-0000-00001

Property Details

APN / Parcel Number

Primary APN46-00510-0000-00001
Alternative APNs
  • 460051000001
  • 035300

Interior

Stories1 Story
Building Area1,075 sqft Living Area

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Architectural StyleModular
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area8,745 sqft (0.201 acres)

Location & Zoning

Account Number035300
Street Address34 ARDALE RD
CityPARAMUS
StateNJ
Zip07652-2602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal Description55XIRR. 3.6LT.
Legal Block510
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionPARAMUS
Census Block Group1
Census Block1015
Census Tract42500

Owner

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address34 ARDALE RD, PARAMUS, NJ 07652-2602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
1ST 2ND MORTGAGE CO OF NEW JERSEY INC
Jan 23, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
1ST 2ND MORTGAGE CO
Dec 19, 2019Deed of Trust, Mortgage · Conventional with PMI
FIRST SECOND MTG/NJ

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2007 · Amount on Record
Deed SaleJun 26, 2007 · Amount on Record
Prior SaleNov 19, 2004 · Amount on Record
Deed Document Number200772044
Deed Book / Page9343 / 126
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address34 ARDALE RD, PARAMUS, NJ 07652-2602
Transaction TypeMortgage
Record UpdatedFeb 15, 2021
Title CompanyWESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039290493
DateJan 26, 2021
Book Page3929/493
Instrument21-010973
Lender
Name1ST 2ND MORTGAGE CO OF NEW JERSEY INC
TypeMortgage Company
AddressCRESSKILL, NJ 07626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueOct 1, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address34 ARDALE RD, PARAMUS, NJ 07652-2602
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034711052
DateJan 23, 2020
Book Page3471/1052
Instrument2020006572
Lender
Name1ST 2ND MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address34 ARDALE RD, PARAMUS, NJ 07652-2602
Document Number0038470938
Instrument DateDec 19, 2019
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address34 ARDALE RD PARAMUS NJ 076522602, PARAMUS, NJ 07652-2602

Mortgage

Document Number0038470938
DateDec 3, 2020
Book Page003847/000938
Instrument127786
Lender
NameFIRST SECOND MTG/NJ
TypeMortgage Company
AddressCRESSKILL, NJ 07626
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 2, 2050

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityParamus Borough
Unified School DistrictParamus Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$526,500 (+6.64%) Land $375,000 Building $151,500$526,500 (+6.64%) Land $375,000 Building $151,500
2025$7,401.00 (+6.14%)$493,700 (+12.51%) Land $346,400 Building $147,300$493,700 (+12.51%) Land $346,400 Building $147,300
2024$6,973.00 (+9.38%)
2023$438,800 Land $304,900 Building $133,900$438,800 Land $304,900 Building $133,900
2022$6,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims10 (1999–2021)
Claims Outside the SFHA5 of 10
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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