3399 Panorama Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 3399 Panorama Dr, Overgaard, AZ 85933

Property Summary

Property TypeSingle Family Home
Details776 sqft · built 1969
Lot Size0.59 acres (25,700 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Jun 2021)
Tax Bill$1,011 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN206-12-034

Property Details

APN / Parcel Number

Primary APN206-12-034

Interior

Stories1 Story
Building Area776 sqft Living Area
1st Floor Area776 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area25,700 sqft (0.59 acres)
PorchOpen Porch
Deck AreaDeck Area
Patio Area193 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address3399 PANORAMA DR
CityOVERGAARD
StateAZ
Zip85933-5282
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-10
Legal DescriptionTIMBERLAKE PINES PINEWOODS UNIT #2 LOT 74
Legal Range17E
Legal Township12N
Legal Section19
Legal SubdivisionTIMBERLAKE PINES PINEWOODS UNIT #2
Legal Lot Number74
Legal Unit2
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group1
Census Block1014
Census Tract964201

Owner

Source: Navajo County assessment roll, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3399 PANORAMA DR, OVERGAARD, AZ 85933-5282
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2021 · Amount on Record
Deed SaleJun 18, 2021 · Amount on Record
Prior SaleNov 9, 2012 · Amount on Record
Deed Document Number202113613
Record UpdatedSep 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAVAJO AZ
Recording DateJun 18, 2021
Property Address3399 PANORAMA DR, OVERGAARD, AZ 85933-5282
Document Number0000013613
Map ReferenceMB10 PG6
Instrument DateApr 20, 2021
Instrument2021-13613
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7047 W GROVERS AVE, 7047, GLENDALE, AZ 85308-8047

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3399 PANORAMA DR, OVERGAARD, AZ 85933-5282
InvestorPossibly a Property Investor

Mortgage

Document Number0000013614
DateJun 18, 2021
Instrument2021-13614
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
Unified School DistrictHeber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$164,332 (-3.21%) Land $25,006 Building $139,326
2026$169,779 (+8.65%) Land $27,864 Building $141,915
2025$1,011.00 (+1.61%)$15,626 Land $2,695 Building $12,931$156,263 Land $26,950 Building $129,313
2024$995.00 (+2.58%)
2023$970.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2002–2008)
Most Recent ClaimSep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 72% of Arizona
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARIZONA WATER CO - OVERGAARD
private · serves 13,797 people · EPA ID AZ0409004
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
115 / 7

May also be available: Cable One, Conexon Connect, Verizon.

Nearby Properties on Panorama Dr

Nearby Streets

Search Property Records by Address or Parcel Number