3388 Panorama Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 3388 Panorama Dr, Overgaard, AZ 85933

Property Summary

Property TypeSingle Family Home
Details1,128 sqft · built 1983
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Apr 2022)
Tax Bill$1,226 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN206-12-031

Property Details

APN / Parcel Number

Primary APN206-12-031

Interior

Stories1 Story
Building Area1,128 sqft Living Area
1st Floor Area709 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialLogs
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Garage TypeDetached
Garage Area480 sqft
Deck AreaDeck Area
Patio Area444 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address3388 PANORAMA DR
CityOVERGAARD
StateAZ
Zip85933-5282
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-10
Legal DescriptionTIMBERLAKE PINES PINEWOODS UNIT #2 LOT 71
Legal Range17E
Legal Township12N
Legal Section19
Legal SubdivisionTIMBERLAKE PINES PINEWOODS UNIT #2
Legal Lot Number71
Legal Unit2
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group1
Census Block1014
Census Tract964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3388 PANORAMA DR, OVERGAARD, AZ 85933-5282
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2022 · Amount on Record
Deed SaleApr 15, 2022 · Amount on Record
Prior SaleJul 23, 2008 · Amount on Record
Deed Document Number20227732
Prior Transfer DateNov 30, 2016
Prior Transfer Doc0000017492
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAVAJO AZ
Recording DateApr 15, 2022
Property Address3388 PANORAMA DR, OVERGAARD, AZ 85933-5282
Document Number0000007732
Map ReferenceMB 10 PG 6
Instrument DateApr 12, 2022
Instrument2022-07732
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyDRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3388 PANORAMA DR, OVERGAARD, AZ 85933-5282

Mortgage

Document Number0000007733
DateApr 15, 2022
Instrument2022-07733
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
Unified School DistrictHeber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$192,137 (+2.67%) Land $23,610 Building $168,527
2025$1,226.00 (+4.34%)$18,714 Land $2,365 Building $16,349$187,138 Land $23,652 Building $163,486
2023$1,175.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2002–2008)
Most Recent ClaimSep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 72% of Arizona
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARIZONA WATER CO - OVERGAARD
private · serves 13,797 people · EPA ID AZ0409004
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
115 / 7

May also be available: Conexon Connect, Sparklight, Verizon.

Nearby Properties on Panorama Dr

Nearby Streets

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