3379 Panorama Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 3379 Panorama Dr, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1991
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Nov 2019)
Tax Bill	$1,408 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206-12-038`

Property Details

APN / Parcel Number

Primary APN	`206-12-038`

Interior

Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Deck Area	Deck Area
Patio Area	608 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3379 PANORAMA DR
City	OVERGAARD
State	AZ
Zip	85933-5282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	TIMBERLAKE PINES PINEWOODS UNIT #2 LOT 78
Legal Range	17E
Legal Township	12N
Legal Section	19
Legal Subdivision	TIMBERLAKE PINES PINEWOODS UNIT #2
Legal Lot Number	78
Legal Unit	2
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1014
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6855 S SAPPHIRE WAY, CHANDLER, AZ 85249-7276
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERISAVE MTG
Nov 19, 2019	Quit Claim Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Nov 19, 2019	Quit Claim Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Nov 19, 2019	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2019 · Amount on Record
Deed Sale	Nov 19, 2019 · Amount on Record
Prior Sale	May 12, 2008 · Amount on Record
Deed Document Number	201918906
Prior Transfer Date	Mar 3, 2008
Prior Transfer Doc	0000009926
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	3379 PANORAMA DR, OVERGAARD, AZ 85933-5282
Document Number	0000024816
Instrument Date	Nov 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	SOLIDIFI TITLE AGENCY LIMITED-0506, SOLIDIFI TITLE AGCY LTD-0506

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6855 S SAPPHIRE WAY CHANDLER AZ 852497276, CHANDLER, AZ 85249-7276

Mortgage

Document Number	0000024816
Date	Dec 2, 2020
Instrument	24816

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 19, 2019
Property Address	3379 PANORAMA DR, OVERGAARD, AZ 85933-5282
Document Number	0000018907
Instrument Date	Oct 4, 2019
Instrument	18907
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6855 S SAPPHIRE WAY CHANDLER AZ 852497276, CHANDLER, AZ 85249-7276

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 19, 2019
Property Address	3379 PANORAMA DR, OVERGAARD, AZ 85933-5282
Document Number	0000018908
Instrument Date	Oct 4, 2019
Instrument	18908
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1476 E GLACIER PL CHANDLER AZ 852495459, CHANDLER, AZ 85249-5459

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 19, 2019
Property Address	3379 PANORAMA DR, OVERGAARD, AZ 85933-5282
Document Number	0000018906
Map Reference	MB 10 PG 6
Instrument Date	Oct 4, 2019
Instrument	2019-18906
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	341 W SECRETARIAT DR, 341, TEMPE, AZ 85284-1361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6855 S SAPPHIRE WAY, CHANDLER, AZ 85249-7276

Mortgage

Document Number	0000018909
Date	Nov 19, 2019
Instrument	2019-18909

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$245,250 (+7.31%) Land $23,535 Building $221,715
2025	$1,408.00 (+4.22%)	$22,854 Land $2,348 Building $20,506	$228,543 Land $23,481 Building $205,062
2023	$1,351.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2008)
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 72% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Conexon Connect, Sparklight, Verizon.

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