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3398 Sagebrush St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3398 Sagebrush St, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,534 sqft · built 2020
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (Feb 2024)
Tax Bill$7,293 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Dec 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN292632329600010450

Property Details

APN / Parcel Number

Primary APN292632329600010450

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,534 sqft Heated Area
Gross Area2,139 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3398 SAGEBRUSH ST
CityHARMONY
StateFL
Zip34773-6094
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOOD I PB 24 PGS 110-119 LOT 45
Legal Range32E
Legal Township26S
Legal Section29
Legal SubdivisionLAKES AT HARMONY - CALATLANTIC HOMES
Legal Tract3296
Legal Lot Number45
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2087
Census Tract43801

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3398 SAGEBRUSH ST, HARMONY, FL 34773-6094
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2024Warranty Deed, Transfer · Commercial Mortgage
BANK OF SPRINGFIELD
Dec 4, 2020Special Warranty Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC
Apr 3, 2017Grant Deed, Transfer
ATTORNEY ONLY
Apr 3, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 7, 2024 · Amount on Record
Deed SaleFeb 7, 2024 · Amount on Record
Prior SaleDec 4, 2020 · Amount on Record
Deed Document Number0065461500
Deed Book / Page6546 / 1500
Record UpdatedJun 8, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 7, 2024
Property Address3398 SAGEBRUSH ST, HARMONY, FL 34773-6094
Document Number0065461500
Book / Page6546 / 1500
Map ReferenceMB 24 PG 110-119
Instrument DateFeb 7, 2024
Instrument2024016581
Transaction TypeTransfer
Record UpdatedFeb 21, 2024
Title CompanyRED DOOR TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2448 BOCA WAY PL, MELBOURNE, FL 32904-9187

Transferred To (Grantee/Buyer)

NameVerified Name
Address3621 WEXFORD DR, SPRINGFIELD, IL 62704-6723

Mortgage

Document Number0065461502
DateFeb 7, 2024
Instrument6546/1502
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term63 Months
DueMay 1, 2029

December 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 4, 2020
Property Address3398 SAGEBRUSH ST, HARMONY, FL 34773-6094
Document Number0058450526
Book / Page5845 / 526
Map ReferenceMB 24 PG 110
Instrument DateNov 17, 2020
Instrument2020165006
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

NameVerified Name
Address3396 SAGEBRUSH ST, HARMONY, FL 34773-6094

Mortgage

Document Number0005845530
DateDec 4, 2020
Instrument5845/530
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateApr 3, 2017
Property Address3398 SAGEBRUSH ST, HARMONY, FL 34773-6094
Document Number0051261148
Book / Page005126 / 001148
Instrument DateMar 31, 2017
Instrument50434
Transaction TypeTransfer
Record UpdatedMay 19, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$6,981.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address444 W NEW ENGLAND AVE #220 WINTER PARK FL 327894376, 220, WINTER PARK, FL 32789-4376
InvestorPossibly a Property Investor

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateApr 3, 2017
Property Address3398 SAGEBRUSH ST, HARMONY, FL 34773-6094
Document Number0051261153
Book / Page005126 / 001153
Instrument DateMar 31, 2017
Instrument50435
Transaction TypeTransfer
Record UpdatedMay 19, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address444 W NEW ENGLAND AVE #220 WINTER PARK FL 327894376, 220, WINTER PARK, FL 32789-4376

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,293.00 (+17.03%) Homeowner's exemption$268,300 (+23.82%) Land $60,000 Building $208,300$268,300 (-6.22%) Land $60,000 Building $208,300
2023$6,232.00 (+6.28%) Homeowner's exemption Senior Citizen's exemption$216,690 (+3%)$286,100 (+19.21%) Land $65,000 Building $221,100
2022$5,864.00 Homeowner's exemption Senior Citizen's exemption$210,379$240,000 Land $60,000 Building $180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 82% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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