3392 Sagebrush St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3392 Sagebrush St, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,859 sqft · built 2020
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$263,100 (Jan 2021)
Tax Bill$8,454 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jan 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN292632329600010420

Property Details

APN / Parcel Number

Primary APN292632329600010420

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,859 sqft Heated Area
Gross Area2,487 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3392 SAGEBRUSH ST
CityHARMONY
StateFL
Zip34773-6094
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOOD I PB 24 PGS 110-119 LOT 42
Legal Range32E
Legal Township26S
Legal Section29
Legal SubdivisionLAKES AT HARMONY - CALATLANTIC HOMES
Legal Tract3296
Legal Lot Number42
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3392 SAGEBRUSH ST, HARMONY, FL 34773-6094
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
JWH FINANCIAL INC
Jan 27, 2021Special Warranty Deed, Transfer · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC
Apr 3, 2017Grant Deed, Transfer
ATTORNEY ONLY
Apr 3, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2021 · Amount on Record
Deed SaleJan 27, 2021 · Amount on Record
Prior SaleApr 3, 2017 · Amount on Record
Deed Document Number2021012419
Deed Book / Page5879 / 208
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3392 SAGEBRUSH ST, HARMONY, FL 34773-6094
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3392 SAGEBRUSH ST, SAINT CLOUD, FL 34773-6094

Mortgage

Document Number0061041605
DateDec 9, 2021
Book Page6104/1605
Instrument2021190245
Lender
NameJWH FINANCIAL INC
TypeFunding / Finance Company
AddressIRVINE, CA 92614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2036

January 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 27, 2021
Property Address3392 SAGEBRUSH ST, HARMONY, FL 34773-6094
Document Number0058790208
Book / Page5879 / 208
Map ReferenceMB 24 PG 110
Instrument DateJan 26, 2021
Instrument2021012419
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,841.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

NameVerified Name
Address3392 SAGEBRUSH ST, HARMONY, FL 34773-6094

Mortgage

Document Number0058790212
DateJan 27, 2021
Book Page5879/212
Instrument2021012420
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateApr 3, 2017
Property Address3392 SAGEBRUSH ST, HARMONY, FL 34773-6094
Document Number0051261148
Book / Page005126 / 001148
Instrument DateMar 31, 2017
Instrument50434
Transaction TypeTransfer
Record UpdatedMay 19, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$6,981.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address444 W NEW ENGLAND AVE #220 WINTER PARK FL 327894376, 220, WINTER PARK, FL 32789-4376
InvestorPossibly a Property Investor

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateApr 3, 2017
Property Address3392 SAGEBRUSH ST, HARMONY, FL 34773-6094
Document Number0051261153
Book / Page005126 / 001153
Instrument DateMar 31, 2017
Instrument50435
Transaction TypeTransfer
Record UpdatedMay 19, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address444 W NEW ENGLAND AVE #220 WINTER PARK FL 327894376, 220, WINTER PARK, FL 32789-4376

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,454.00 (+5.33%) Homeowner's exemption$290,273 (+5.99%)$297,100 (-6.6%) Land $60,000 Building $237,100
2023$8,026.00 (+5.94%) Homeowner's exemption$273,877 (+3%)$318,100 (+19.63%) Land $65,000 Building $253,100
2022$7,576.00 Homeowner's exemption$265,900 Land $60,000 Building $205,900$265,900 Land $60,000 Building $205,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 82% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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