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3397 Sagebrush St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3397 Sagebrush St, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,355 sqft · built 2022
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$446,500 (Oct 2025)
Tax Bill$7,812 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Jul 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN292632329600011360

Property Details

APN / Parcel Number

Primary APN292632329600011360

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,355 sqft Heated Area
Gross Area3,000 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3397 SAGEBRUSH ST
CityHARMONY
StateFL
Zip34773-6097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOOD I PB 24 PGS 110-119 LOT 136
Legal Range32E
Legal Township26S
Legal Section29
Legal SubdivisionLAKES AT HARMONY - CALATLANTIC HOMES
Legal Tract3296
Legal Lot Number136
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2107
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 610, GRANTHAM, NH 03753-0610
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Warranty Deed, Transfer · Conventional Mortgage
THE FEDERAL SAVINGS BANK
Jul 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
FBC MORTGAGE LLC
Jul 22, 2022Special Warranty Deed, Transfer
CLEAR TITLE/FL LLC, CLEAR TITLE OF FLORIDA LLC
Sep 28, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2025 · Amount on Record
Deed SaleOct 20, 2025 · Amount on Record
Deed Document Number2025130041
Deed Book / Page6867 / 2216
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 20, 2025
Property Address3397 SAGEBRUSH ST, HARMONY, FL 34773-6097
Document Number0068672216
Book / Page6867 / 2216
Map ReferenceMB 24 PG 110
Instrument DateOct 7, 2025
Instrument2025130041
Transaction TypeTransfer
Record UpdatedOct 31, 2025
Title CompanyBALDWIN PARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,125.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address346 HOLDRIDGE AVE, STATEN ISLAND, NY 10312-6031

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 610, GRANTHAM, NH 03753-0610

Mortgage

Document Number0068672218
DateOct 20, 2025
Book Page6867/2218
Instrument2025130042
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressFLINT, MI 48501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term481 Months
DueNov 1, 2065

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3397 SAGEBRUSH ST, HARMONY, FL 34773-6097
Transaction TypeMortgage
Record UpdatedJan 22, 2024
Title CompanyCLEAR TITLE/FL LLC, CLEAR TITLE OF FLORIDA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address346 HOLLRIGE AVE, STATEN ISLAND, NY 10312

Mortgage

Document Number0062521980
DateJul 18, 2022
Book Page6252/1980
Instrument2022109950
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

July 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 22, 2022
Property Address3397 SAGEBRUSH ST, HARMONY, FL 34773-6097
Document Number0062560513
Book / Page6256 / 513
Map ReferenceMB 24 PG 110-119
Instrument DateJul 13, 2022
Instrument2022113080
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyCLEAR TITLE/FL LLC, CLEAR TITLE OF FLORIDA LLC

Transaction

AmountAmount Recorded
Tax$2,725.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address370 CENTERPOINTE CIR STE 1136, 1136, ALTAMONTE SPRINGS, FL 32701-3451

Transferred To (Grantee/Buyer)

NameVerified Name
Address3327 SAGEBRUSH ST, HARMONY, FL 34773-6095

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateSep 28, 2017
Property Address3397 SAGEBRUSH ST, HARMONY, FL 34773-6097
Document Number0052141789
Book / Page005214 / 001789
Instrument DateSep 27, 2017
Instrument137429
Transaction TypeTransfer
Record UpdatedNov 8, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$169.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1750 W BROADWAY ST #111 OVIEDO FL 327659618, 111, OVIEDO, FL 32765-9618
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,812.00 (+4.8%)$341,500 (+4.08%) Land $60,000 Building $281,500$341,500 (+4.08%) Land $60,000 Building $281,500
2024$7,454.00 (-6.18%)$328,100 (-10.18%) Land $60,000 Building $268,100$328,100 (-10.18%) Land $60,000 Building $268,100
2023$7,945.00 (+187.34%)$365,300 (+508.83%) Land $65,000 Building $300,300$365,300 (+508.83%) Land $65,000 Building $300,300
2022$2,765.00$60,000 Land $60,000$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 82% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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