3397 Lema Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 3397 Lema Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,535 sqft · built 2004
Lot Size	0.24 acres (10,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Sep 2022)
Tax Bill	$3,617 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5140-0923-0100`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5140-0923-0100`
Alternative APNs	`00545066` `545066`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,535 sqft Living Area
Gross Area	2,322 sqft
1st Floor Area	1,535 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,451 sqft (0.24 acres)
Lot Dimensions	127 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	387 sqft
Patio Area	56 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00545066
Street Address	3397 LEMA DR
City	SPRING HILL
State	FL
Zip	34609-2854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 14 BLK 923 LOT 10
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 14
Legal Block	923
Legal Lot Number	10
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1003
Census Tract	41006

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3397 LEMA DR SPRING HL FL 34609, 34609, SPRING HILL, FL 34609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Feb 28, 2019	Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC
Oct 5, 2018	Grant Deed, Transfer PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC
May 2, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	202269578
Deed Book / Page	4220 / 1863
Prior Transfer Date	Sep 8, 2007
Prior Transfer Doc	0025101235
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 16, 2022
Property Address	3397 LEMA DR, SPRING HILL, FL 34609-2854
Document Number	0042201863
Book / Page	4220 / 1863
Map Reference	MB 9 PG 7-9
Instrument Date	Sep 15, 2022
Instrument	2022069578
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	FIRST TITLE SOURCE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10300 WILLOW DR, 10300, PORT RICHEY, FL 34668-3350

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3397 LEMA DR, SPRING HILL, FL 34609-2854

Mortgage

Document Number	0042201865
Date	Sep 16, 2022
Instrument	4220/1865

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 28, 2019
Property Address	3397 LEMA DR, SPRING HILL, FL 34609-2854
Document Number	0036750642
Book / Page	3675 / 0642
Map Reference	MB 9 PG 7-9
Instrument Date	Feb 27, 2019
Instrument	2019012490
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	REPUBLIC LAND & TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,092.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11161 SEDGEFIELD AVE, 11161, SPRING HILL, FL 34608-3241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3397 LEMA DR, SPRING HILL, FL 34609-2854

Mortgage

Document Number	2019012491
Date	Feb 28, 2019
Instrument	2019012491

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 5, 2018
Property Address	3397 LEMA DR, SPRING HILL, FL 34609-2854
Document Number	0036300150
Book / Page	003630 / 000150
Instrument Date	Oct 3, 2018
Instrument	60509
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC

Transaction

Amount	Amount Recorded
Tax	$808.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11161 SEDGEFIELD AVE SPRING HILL FL 346083241, SPRING HILL, FL 34608-3241

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HERNANDO FL
Recording Date	May 2, 2018
Property Address	3397 LEMA DR, SPRING HILL, FL 34609-2854
Document Number	0035790728
Book / Page	003579 / 000728
Instrument Date	Apr 17, 2018
Instrument	26826
Transaction Type	Foreclosure
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5720 PREMIER PARK DR WEST PALM BEACH FL 334071610, WEST PALM BEACH, FL 33407-1610

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,617.00 (+20.69%) Homeowner's exemption	$244,383 (+3.14%) Land $37,231 Building $207,152	$244,383 (+3.14%) Land $37,231 Building $207,152
2023		$236,952 (+20.36%) Land $36,731 Building $200,221
2022	$2,997.00	$196,873 Land $20,552 Building $176,321	$236,952 Land $30,778 Building $206,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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