3388 Lema Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 3388 Lema Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,044 sqft · built 1992
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Feb 2021)
Tax Bill	$2,612 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jun 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5140-0924-0130`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5140-0924-0130`
Alternative APNs	`00545191` `545191`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	1,552 sqft
1st Floor Area	1,044 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened Porch
Porch Area	238 sqft
Patio Area	72 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00545191
Street Address	3388 LEMA DR
City	SPRING HILL
State	FL
Zip	34609-2851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 14 BLK 924 LOT 13
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 14
Legal Block	924
Legal Lot Number	13
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1020
Census Tract	41006

Owner

3388 Lema Dr is owned and occupied by an individual who bought it in February 2021.

Source: Hernando County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	3388 LEMA DR, SPRING HILL, FL 34609-2851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 14, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 13, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 20, 2017	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2021 · Amount on File
Deed Sale	Feb 5, 2021 · Amount on File
Prior Sale	Nov 20, 2017 · Amount on File
Deed Document Number	20218145
Deed Book / Page	3949 / 778
Prior Transfer Date	Jun 13, 2018
Prior Transfer Doc	0035931441
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 5, 2021
Property Address	3388 LEMA DR, SPRING HILL, FL 34609-2851
Document Number	0039490778
Book / Page	3949 / 778
Map Reference	MB 9 PG 7-9
Instrument Date	Feb 5, 2021
Instrument	2021008145
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ALL ABOUT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,148.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6120 DREAM DR, 6120, PORT RICHEY, FL 34668-6780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3388 LEMA DR, SPRING HILL, FL 34609-2851
Investor	Possibly a Property Investor

Mortgage

Document Number	3949780
Date	Feb 5, 2021
Instrument	3949/780

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 14, 2018
Property Address	3388 LEMA DR, SPRING HILL, FL 34609-2851
Document Number	0035931441
Book / Page	003593 / 001441
Instrument Date	Jun 13, 2018
Instrument	36552
Transaction Type	Transfer
Record Updated	Jul 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3388 LEMA DR SPRING HILL FL 346092851, SPRING HILL, FL 34609-2851

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 13, 2018
Property Address	3388 LEMA DR, SPRING HILL, FL 34609-2851
Document Number	0035730949
Book / Page	003573 / 000949
Instrument Date	Dec 28, 2017
Instrument	22706
Transaction Type	Transfer
Record Updated	May 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3388 LEMA DR SPRING HILL FL 346092851, SPRING HILL, FL 34609-2851

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 20, 2017
Property Address	3388 LEMA DR, SPRING HILL, FL 34609-2851
Document Number	0035261738
Book / Page	3526 / 1738
Map Reference	MB9 PGS 79
Instrument Date	Oct 26, 2017
Instrument	2017065423
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3388 LEMA DR, SPRING HILL, FL 34609-2851

Mortgage

Document Number	2017065424
Date	Nov 20, 2017
Instrument	2017065424

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3388 Lema Dr was $2,612 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,612.00 Homeowner's exemption	$173,965 Land $37,500 Building $136,465	$173,965 Land $37,500 Building $136,465
2023		$167,259 Land $34,987 Building $132,272
2022	$2,540.00		$167,259 Land $31,000 Building $136,259

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3388 Lema Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3388 Lema Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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