3416 Lema Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 3416 Lema Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,066 sqft)
Owner	2 Individual Names on File
Last Sale	$374,000 (Jul 2025)
Tax Bill	$1,355 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Aug 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5140-0924-0160`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5140-0924-0160`
Alternative APNs	`00545226` `545226`

Exterior

Lot Area	13,066 sqft (0.3 acres)
Lot Dimensions	131 ft deep x 106 ft wide

Location & Zoning

Account Number	00545226
Street Address	3416 LEMA DR
City	SPRING HILL
State	FL
Zip	34609-2855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 14 BLK 924 LOT 16 EAS DES IN ORB 4522 PG 1121
Legal Subdivision	SPRING HILL UNIT 14
Legal Block	924
Legal Lot Number	16
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1020
Census Tract	41006

Owner

3416 Lema Dr is owned and occupied by two individuals who acquired it in July 2025.

Source: Hernando County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3416 LEMA DR, SPRING HILL, FL 34609-2855
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2025	Deed of Trust, Mortgage · Commercial Mortgage JA LENDING GROUP LLC
Aug 1, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 17, 2025	Warranty Deed, Subdivision Related Transfer · FHA Mortgage NMSI INC
Jun 4, 2024	Warranty Deed, Transfer MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC
Jan 26, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2025 · Amount on File
Deed Sale	Jul 17, 2025 · Amount on File
Prior Sale	Jun 4, 2024 · Amount on File
Deed Document Number	202550286
Deed Book / Page	4587 / 625
Last Transfer Date	Jul 31, 2025
Transfer Doc	0045921242
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3416 LEMA DR, SPRING HILL, FL 34609-2855
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5133 BLUE HERON DR, NEW PORT RICHEY, FL 34652-4475
Investor	Possibly a Property Investor

Mortgage

Document Number	0045101494
Date	Jan 8, 2025
Book Page	4510/1494
Instrument	2025002525

Lender

Name	JA LENDING GROUP LLC
Address	TARPON SPRINGS, FL 34689

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Feb 1, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 1, 2025
Property Address	3416 LEMA DR, SPRING HILL, FL 34609-2855
Document Number	0045921242
Book / Page	4592 / 1242
Instrument Date	Jul 31, 2025
Instrument	2025053720
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3416 LEMA DR, SPRING HILL, FL 34609-2855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3416 LEMA DR, SPRING HILL, FL 34609-2855

July 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 17, 2025
Property Address	3416 LEMA DR, SPRING HILL, FL 34609-2855
Document Number	0045870625
Book / Page	4587 / 625
Map Reference	MB 9 PG 7-9
Instrument Date	Jul 15, 2025
Instrument	2025050286
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,618.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16703 EARLY RISER AVE # 117, 117, LAND O LAKES, FL 34638-0192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3416 LEMA DR, SPRING HILL, FL 34609-2855

Mortgage

Document Number	0004587627
Date	Jul 17, 2025
Instrument	4587/627

Lender

Name	NMSI INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 4, 2024
Property Address	3416 LEMA DR, SPRING HILL, FL 34609-2855
Document Number	0044300290
Book / Page	4430 / 290
Map Reference	MB 9 PG 7-9
Instrument Date	May 24, 2024
Instrument	2024033162
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$287.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5501 3RD AVE # AVE127, AVE127, KEY WEST, FL 33040-6045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5433 BLUE HERON DR, NEW PORT RICHEY, FL 34652
Investor	Possibly a Property Investor

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 26, 2022
Property Address	3416 LEMA DR, SPRING HILL, FL 34609-2855
Document Number	0041181832
Book / Page	4118 / 1832
Map Reference	MB 9 PG 7
Instrument Date	Jan 25, 2022
Instrument	2022007102
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$238.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14365 NUGENT CIR, SPRING HILL, FL 34609-5475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5501 3RD AVE APT 127, 127, KEY WEST, FL 33040-6087

Tax Assessment & Valuation

The 2025 property tax bill for 3416 Lema Dr was $1,355.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,355.00	$46,515 Land $46,515	$46,515 Land $46,515
2023		$38,545 (+49.75%)
2022	$585.00	$25,740 Land $25,740	$38,545 Land $38,545

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3416 Lema Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3416 Lema Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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