Clay County property record for 3396 320th St, Ruthven, IA 51358
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,584 sqft · built 1999 |
| Lot Size | 0.581 acres (25,315 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,528 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 973536277001 |
| Primary APN | 973536277001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 1,404 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 1,404 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Construction Type | Manufactured |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,315 sqft (0.581 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 80 sqft |
| Patio Area | 296 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 3396 320TH ST |
|---|---|
| City | RUTHVEN |
| State | IA |
| Zip | 51358-7507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 RURAL |
| Legal Description | LOT A & LOTS 1-2 HI'S BAY & LOTS 1-2 HI'S BAY III VN-S45122CFRF1040581 |
| Legal Range | 35W |
| Legal Township | 97N |
| Legal Section | 36 |
| Legal Lot Number | 1-2,A |
| Jurisdiction | CLAY IA |
| Township / Civil Division | LAKE |
| Census Block Group | 3 |
| Census Block | 3119 |
| Census Tract | 80100 |
Source: Clay County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3396 320TH ST, RUTHVEN, IA 51358-7507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Graettinger-Terril Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,528.00 (-2.75%) Homeowner's exemption | $417,490 (+1.4%) Land $233,110 Building $184,380 | $417,490 (+1.4%) Land $233,110 Building $184,380 |
| 2024 | $4,656.00 (-11.92%) | ||
| 2023 | $411,730 (+5.45%) Land $233,110 Building $178,620 | $411,730 (+5.45%) Land $233,110 Building $178,620 | |
| 2022 | $5,286.00 Homeowner's exemption | $390,440 Land $233,110 Building $157,330 | |
| 2021 | $390,440 Land $233,110 Building $157,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 78% of Iowa |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| River Valley Telecommunications Cooperative Fiber | 500 / 500 |
May also be available: Nextlink.
5G (outdoors only) and 4G LTE
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