Clay County property record for 3392 320th St, Ruthven, IA 51358
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 760 sqft · built 1940 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,612 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 973536277003 |
| Primary APN | 973536277003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 760 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Street Address | 3392 320TH ST |
|---|---|
| City | RUTHVEN |
| State | IA |
| Zip | 51358-7507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 RURAL |
| Legal Description | LOT 4 HI'S BAY LOT 4 HI'S BAY III |
| Legal Range | 35W |
| Legal Township | 97N |
| Legal Section | 36 |
| Legal Subdivision | HIS BAY III SUB |
| Legal Lot Number | 4 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | LAKE |
| Census Block Group | 3 |
| Census Block | 3119 |
| Census Tract | 80100 |
Source: Clay County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 7464 NE 106TH ST, MITCHELLVILLE, IA 50169-9613 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 3, 2026 |
| Transfer Doc | 0000000778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Apr 6, 2026 |
| Property Address | 3392 320TH ST, RUTHVEN, IA 51358-7507 |
| Document Number | 0000000778 |
| Book / Page | 2026 / 778 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026778 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 7464 NE 106TH ST, MITCHELLVILLE, IA 50169-9613 |
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Graettinger-Terril Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,612.00 (-2.3%) | $136,320 (+1.41%) Land $107,000 Building $29,320 | $136,320 (+1.41%) Land $107,000 Building $29,320 |
| 2024 | $1,650.00 (-9.84%) | ||
| 2023 | $134,420 (+2.67%) Land $107,000 Building $27,420 | $134,420 (+2.67%) Land $107,000 Building $27,420 | |
| 2022 | $1,830.00 | $130,930 Land $107,000 Building $23,930 | |
| 2021 | $130,930 Land $107,000 Building $23,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 78% of Iowa |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| River Valley Telecommunications Cooperative Fiber | 500 / 500 |
May also be available: Nextlink.
5G (outdoors only) and 4G LTE
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