3394 320th St, Ruthven, IA 51358 Property Records

Clay County property record for 3394 320th St, Ruthven, IA 51358

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,144 sqft · built 2002
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jul 2023)
Tax Bill	$4,058 (2025)
Deeds & Mortgages	Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`973536277002`

Property Details

APN / Parcel Number

Primary APN	`973536277002`
Alternative APN	`02097353627700200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	1,144 sqft Living Area
Basement Area	1,144 sqft
Finished Basement	926 sqft
Unfinished Basement	1,144 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	312 sqft
Patio Area	624 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	3394 320TH ST
City	RUTHVEN
State	IA
Zip	51358-7507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4 RURAL
Legal Description	LOT 3 HI'S BAY LOT 3 HI'S BAY III
Legal Range	35W
Legal Township	97N
Legal Section	36
Legal Lot Number	3
Jurisdiction	CLAY IA
Township / Civil Division	LAKE
Census Block Group	3
Census Block	3119
Census Tract	80100

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1700 13TH ST N, HUMBOLDT, IA 50548-1109
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on Record
Deed Sale	Jul 20, 2023 · Amount on Record
Prior Sale	Oct 21, 2022 · Amount on Record
Deed Document Number	20231533
Deed Book / Page	2023 / 1533
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Jul 20, 2023
Property Address	3394 320TH ST, RUTHVEN, IA 51358-7507
Document Number	02023/1533
Book / Page	2023 / 1533
Instrument Date	Jul 12, 2023
Instrument	2023 1533
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Tax	$559.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 13TH ST N, HUMBOLDT, IA 50548-1109

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Unified School District	Graettinger-Terril Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,058.00 (+2.84%)	$343,230 (+6.76%) Land $107,000 Building $236,230	$343,230 (+6.76%) Land $107,000 Building $236,230
2024	$3,946.00 (-0.85%)
2023		$321,490 (+9.51%) Land $107,000 Building $214,490	$321,490 (+9.51%) Land $107,000 Building $214,490
2022	$3,980.00 Homeowner's exemption	$293,580 Land $107,000 Building $186,580
2021			$293,580 Land $107,000 Building $186,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 78% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
River Valley Telecommunications Cooperative Fiber	500 / 500

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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