3390 Sunbrite Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3390 Sunbrite Dr, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,757 sqft · built 2003
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jul 2017)
Tax Bill	$4,411 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-00-02-019.00`

Property Details

APN / Parcel Number

Primary APN	`045-00-02-019.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	11 Units
Stories	2 Stories
Building Area	2,757 sqft Finished Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	37,026 sqft (0.85 acres)
Lot Dimensions	189 ft deep x 43 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3390 SUNBRITE DR
City	COVINGTON
State	KY
Zip	41015-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY GARDEN EST SEC 6 LOT 19
Legal Subdivision	COUNTRY GARDEN ESTS
Legal Phase	6
Legal Lot Number	19
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4007
Census Tract	65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3390 SUNBRITE DR, COVINGTON, KY 41015-4249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
Jun 15, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Jul 6, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2017 · Amount on Record
Deed Sale	Jul 6, 2017 · Amount on Record
Prior Sale	Nov 12, 2003 · Amount on Record
Deed Document Number	201707 06 059 00159
Deed Book / Page	3965 / 267
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3390 SUNBRITE DR, COVINGTON, KY 41015-4249
Document Number	0000000038
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3390 SUNBRITE DR COVINGTON KY 410154249, COVINGTON, KY 41015-4249

Mortgage

Document Number	0000000038
Date	Jan 6, 2021
Book Page	00M150/000032
Instrument	38

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3390 SUNBRITE DR, COVINGTON, KY 41015-4249
Document Number	0000000064
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3390 SUNBRITE DR COVINGTON KY 410154249, COVINGTON, KY 41015-4249

Mortgage

Document Number	0000000064
Date	Jul 16, 2018
Book Page	0I4133/000205
Instrument	64

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 6, 2017
Property Address	3390 SUNBRITE DR, COVINGTON, KY 41015-4249
Document Number	0000000159
Book / Page	003965 / 000267
Instrument Date	Jun 30, 2017
Instrument	159
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19523 W 58TH PL GOLDEN CO 804032208, GOLDEN, CO 80403-2208

Mortgage

Document Number	161
Date	Jul 6, 2017
Book Page	RI3965/000270
Instrument	161

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,200 (-) Land $60,000 Building $385,200	$445,200 (-) Land $60,000 Building $385,200
2025	$4,411.00 (-7.04%)	$445,200 (-) Land $53,000 Building $392,200	$445,200 (-) Land $53,000 Building $392,200
2023	$4,745.00	$445,200 Land $53,000 Building $392,200	$445,200 Land $53,000 Building $392,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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