Kenton County property record for 3407 Sunbrite Dr, Covington, KY 41015 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,212 sqft · built 2003 |
| Lot Size | 0.819 acres (35,719 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Jan 2003) |
| Tax Bill | $4,427 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-00-02-013.00 |
| Primary APN | 045-00-02-013.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,212 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 35,719 sqft (0.819 acres) |
| Garage Type | Basement |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0450002013.00 |
|---|---|
| Street Address | 3407 SUNBRITE DR |
| City | COVINGTON |
| State | KY |
| Zip | 41015-4238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY GARDEN EST SEC 5 LOT 13 |
| Legal Subdivision | COUNTRY GARDEN ESTS |
| Legal Phase | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 65300 |
Source: Kenton County records · APN 045-00-02-013.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3407 SUNBRITE DR, COVINGTON, KY 41015-4238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2023 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 06, 2003 · Amount on Record |
| Deed Sale | Jan 06, 2003 · Amount on Record |
| Prior Sale | Jan 06, 2003 · Amount on Record |
| Deed Document Number | 03 01 06 059 00227 |
| Deed Book / Page | I-810 / 116 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3407 SUNBRITE DR, COVINGTON, KY 41015-4238 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3407 SUNERITE DR, COVINGTON, KY 41015-4238 |
| Document Number | 0005900055 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | KCM 447/582 |
| Instrument | 23032105900055 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3407 SUNBRITE DR, COVINGTON, KY 41015-4238 |
| Document Number | 0000000049 |
| Instrument Date | Jan 11, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3407 SUNBRITE DR COVINGTON KY 410154238, COVINGTON, KY 41015-4238 |
| Document Number | 0000000049 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 00M155/000392 |
| Instrument | 49 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 18, 2036 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,427.00 (-7.03%) | $446,800 (-) Land $40,000 Building $406,800 | $446,800 (-) Land $40,000 Building $406,800 |
| 2023 | $4,762.00 | $446,800 Land $40,000 Building $406,800 | $446,800 Land $40,000 Building $406,800 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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