3387 Sunbrite Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3387 Sunbrite Dr, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,040 sqft · built 2006
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Owner Names on File
Last Sale	$55,000 (Jan 2005)
Tax Bill	$4,632 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-00-02-018.00`

Property Details

APN / Parcel Number

Primary APN	`045-00-02-018.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,040 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0450002018.00
Street Address	3387 SUNBRITE DR
City	COVINGTON
State	KY
Zip	41015-4250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY GARDEN EST SEC 6 LOT 18
Legal Subdivision	COUNTRY GARDEN ESTS
Legal Phase	6
Legal Lot Number	18
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4007
Census Tract	65300

Owner

Source: Kenton County assessment roll, APN 045-00-02-018.00, as of April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	3387 SUNBRITE DR, COVINGTON, KY 41015-4250
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 04, 2005 · Amount on Record
Deed Sale	Jan 04, 2005 · Amount on Record
Deed Document Number	05 01 04 059 00072
Deed Book / Page	I-1514 / 133
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3387 SUNBRITE DR, COVINGTON, KY 41015-4250
Document Number	0000000117
Instrument Date	Jan 14, 2021
Transaction Type	Mortgage
Record Updated	Mar 09, 2021
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3387 SUNBRITE DR COVINGTON KY 410154250, COVINGTON, KY 41015-4250

Mortgage

Document Number	0000000117
Date	Jan 20, 2021
Book Page	00M156/000465
Instrument	117

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 19, 2041

Tax Assessment & Valuation

Source: Kenton County assessment roll as of April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,632.00 (-7.04%)	$467,500 (-) Land $40,000 Building $427,500	$467,500 (-) Land $40,000 Building $427,500
2023	$4,983.00	$467,500 Land $40,000 Building $427,500	$467,500 Land $40,000 Building $427,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170653004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 226 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.