3354 Dover Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 3354 Dover Dr, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,619 sqft · built 1988
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jun 2026)
Tax Bill	$5,674 (2025)
Deeds & Mortgages	Jun 2026 Sale Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`402322310010`

Property Details

APN / Parcel Number

Primary APN	`402322310010`
Alternative APNs	`00839880000002` `10004622280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,619 sqft Living Area
Gross Area	2,529 sqft
1st Floor Area	1,619 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	552 sqft

Exterior Amenities

Pool Area	192 sqft
Porch	Enclosed/Screened Porch
Porch Area	358 sqft
Deck Area	198 sqft
Loading Dock	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00839880000002
Street Address	3354 DOVER DR
City	PUNTA GORDA
State	FL
Zip	33983-3585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	HRBR HTS SEC 4 REV PART 4 BLK 97A LTS 70 & 71 135/122 391/219 587/380 618/1391 860/2171 1436/1038 DC2314/1869-JWE 2395/278 3386976
Legal Range	23E
Legal Township	40S
Legal Section	22
Legal Subdivision	HRBR HTS
Legal Tract	HBH
Legal Block	97A
Legal Lot Number	70,71
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1055
Census Tract	21001

Owner

Source: Charlotte County records, as of June 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8401 BRANER RD, ROCHESTER, IL 62563-8057
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 29, 2024	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 16, 2021	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
May 25, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Mar 29, 2024 · Amount on Record
Deed Document Number	20263651055
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 4, 2026
Property Address	3354 DOVER DR, PUNTA GORDA, FL 33983-3585
Document Number	0003651055
Instrument Date	Jun 3, 2026
Instrument	20263651055
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$353,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8401 BRANER RD, ROCHESTER, IL 62563-8057

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 29, 2024
Property Address	3354 DOVER DR, PUNTA GORDA, FL 33983-3585
Document Number	0003386976
Map Reference	MB 3 PG 79A&79B
Instrument Date	Mar 27, 2024
Instrument	3386976
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,563.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3354 DOVER DR, PUNTA GORDA, FL 33983-3585

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3354 DOVER DR, PUNTA GORDA, FL 33983-3585

Mortgage

Document Number	0003386977
Date	Mar 29, 2024
Instrument	3386977

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	3354 DOVER DR, PUNTA GORDA, FL 33983-3585
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3354 DOVER DR, PUNTA GORDA, FL 33983-3585

Mortgage

Document Number	0047100830
Date	Feb 16, 2021
Book Page	4710/830
Instrument	2905061

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	3354 DOVER DR, PUNTA GORDA, FL 33983-3585
Document Number	0042061995
Book / Page	004206 / 001995
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3354 DOVER DR PUNTA GORDA FL 339833585, PUNTA GORDA, FL 33983-3585

Mortgage

Document Number	0042061995
Date	Jun 7, 2017
Book Page	004206/001995
Instrument	2529541

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,674.00 (+86.4%) Homeowner's exemption Disabled Person's exemption	$346,738 (+127.21%) Land $74,800 Building $271,938	$346,738 (+26.99%) Land $74,800 Building $271,938
2024	$3,044.00 (+1.53%)
2023	$2,998.00 (+5.75%) Homeowner's exemption	$152,607 (+3%)	$273,033 (+1.7%) Land $110,000 Building $163,033
2022	$2,835.00 Homeowner's exemption	$148,162	$268,465 Land $68,000 Building $200,465

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 375 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	375 in force
Nearby Flood Claims	161 (1982–2025)
Claims Outside the SFHA	7 of 161
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 74 claims Hurricane Helene, Sep 2024 · 32 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044
Water Source	Purchased surface water from CHARLOTTE COUNTY UTILITIES
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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