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3388 Apple Tree Ln, Erlanger, KY 41018 Property Records

Kenton County property record for 3388 Apple Tree Ln, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1973
Lot Size0.19 acres (8,288 sqft)
Owner2 Individual Names on Record
Tax Bill$1,263 (2025)
Deeds & MortgagesApr 2020 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN002-20-05-021.00

Property Details

APN / Parcel Number

Primary APN002-20-05-021.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,008 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleBi-Level
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area8,288 sqft (0.19 acres)
Lot Dimensions138 ft deep x 60 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3388 APPLE TREE LN
CityERLANGER
StateKY
Zip41018-1202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHERRY HILL SEC 9 LOT 468 60X138.13 IRREG
Legal SubdivisionCHERRY HILL
Legal Phase9
Legal Lot Number468
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3065
Census Tract67200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3388 APPLE TREE LN, ERLANGER, KY 41018-1202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK
Feb 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3388 APPLE TREE LN, ERLANGER, KY 41018-1202
Document Number0000000056
Instrument DateApr 28, 2020
Transaction TypeMortgage
Record UpdatedJul 3, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3388 APPLE TREE LN ERLANGER KY 410181202, ERLANGER, KY 41018-1202

Mortgage

Document Number0000000056
DateMay 8, 2020
Book Page000042/000038
Instrument56
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 7, 2050

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3388 APPLE TREE LN, ERLANGER, KY 41018-1202
Document Number0000000224
Instrument DateFeb 4, 2019
Transaction TypeMortgage
Record UpdatedFeb 25, 2019
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3388 APPLE TREE LN ERLANGER KY 410181202, ERLANGER, KY 41018-1202

Mortgage

Document Number0000000224
DateFeb 12, 2019
Book Page0C6599/000068
Instrument224
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 11, 2034

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$176,600 (-) Land $25,000 Building $151,600$176,600 (-) Land $25,000 Building $151,600
2025$1,263.00 (-8.94%) Homeowner's exemption$176,600 (-) Land $25,000 Building $151,600$176,600 (-) Land $25,000 Building $151,600
2023$1,387.00 Homeowner's exemption$176,600 Land $25,000 Building $151,600$176,600 Land $25,000 Building $151,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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