3385 Apple Tree Ln, Erlanger, KY 41018 Property Records

Kenton County property record for 3385 Apple Tree Ln, Erlanger, KY 41018 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1972
Lot Size	0.269 acres (11,752 sqft)
Owner	Individual Name on File
Last Sale	$127,000 (Aug 2020)
Tax Bill	$1,573 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage May 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002-20-06-012.00`

Property Details

APN / Parcel Number

Primary APN	`002-20-06-012.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	11,752 sqft (0.269 acres)
Lot Dimensions	180 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3385 APPLE TREE LN
City	ERLANGER
State	KY
Zip	41018-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY HILL SEC 10 LOT 483 65X180.80 IRREG
Legal Subdivision	CHERRY HILL
Legal Phase	10
Legal Lot Number	483
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3066
Census Tract	67200

Owner

Source: Kenton County records · APN 002-20-06-012.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3385 APPLE TREE LN, ERLANGER, KY 41018-1201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 05, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
May 14, 2020	Deed of Trust, Mortgage · Line of Credit RADCLIFF WILL TRUST (RT)
Dec 26, 2019	Loan Modification, Mortgage HUNTINGTON NAT'L BK
Sep 22, 2017	Deed of Trust, Mortgage · Line of Credit CINFED FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 05, 2020 · Amount on Record
Deed Sale	Aug 05, 2020 · Amount on Record
Prior Sale	Jan 12, 1999 · Amount on Record
Deed Document Number	2020199
Deed Book / Page	35 / 784
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 05, 2020
Property Address	3385 APPLE TREE LN, ERLANGER, KY 41018-1201
Document Number	0000000199
Book / Page	000035 / 000784
Instrument Date	Jul 06, 2020
Instrument	199
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$127.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3385 APPLE TREE LN ERLANGER KY 410181201, ERLANGER, KY 41018-1201

Mortgage

Document Number	200
Date	Aug 05, 2020
Book Page	000M79/000168
Instrument	200

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 04, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3385 APPLE TREE LN, ERLANGER, KY 41018-1201
Document Number	0000000091
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 12748 COVINGTON KY 410120748, COVINGTON, KY 41012-0748

Mortgage

Document Number	0000000091
Date	May 26, 2020
Book Page	000M47/000893
Instrument	91

Lender

Name	RADCLIFF WILL TRUST (RT)
Address	9239 JOHNSTON LN, CINCINNATI, OH 45242-4666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 25, 2021

Interest

Rate Type	Adjustable Rate

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	3385 APPLE TREE LN, ERLANGER, KY 41018-1201
Document Number	0000000018
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 E DUGAN HOLLOW RD MADISON IN 472509399, MADISON, IN 47250-9399

Mortgage

Document Number	0000000018
Date	Jan 10, 2020
Book Page	000001/000900
Instrument	18

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 09, 2025

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3385 APPLE TREE LN, ERLANGER, KY 41018-1201
Document Number	0000000268
Book / Page	0C6264 / 000057
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 12748 COVINGTON KY 410120748, COVINGTON, KY 41012-0748

Mortgage

Document Number	0000000268
Date	Oct 03, 2017
Book Page	0C6264/000057
Instrument	268

Lender

Name	CINFED FCU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 02, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,573.00 (-7.03%)	$158,800 (-) Land $25,000 Building $133,800	$158,800 (-) Land $25,000 Building $133,800
2023	$1,692.00	$158,800 Land $25,000 Building $133,800	$158,800 Land $25,000 Building $133,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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