Kenton County property record for 3392 Apple Tree Ln, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,140 sqft · built 1972 |
| Lot Size | 0.21 acres (9,175 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $206,000 (Aug 2024) |
| Tax Bill | $2,041 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-20-05-023.00 |
| Primary APN | 002-20-05-023.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,140 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,175 sqft (0.21 acres) |
| Lot Dimensions | 152 ft deep x 60 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3392 APPLE TREE LN |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY HILL SEC 9 LOT 466 60X152.92 IRREG |
| Legal Subdivision | CHERRY HILL |
| Legal Phase | 9 |
| Legal Lot Number | 466 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 67200 |
3392 Apple Tree Ln is owned and occupied by two individuals who bought it in August 2024.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3392 APPLE TREE LN, ERLANGER, KY 41018-1202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2024 · Amount on File |
| Deed Sale | Aug 20, 2024 · Amount on File |
| Prior Sale | Jul 27, 2022 |
| Deed Document Number | 202499 |
| Deed Book / Page | 301 / 65 |
| Prior Transfer Date | Jul 21, 2022 |
| Prior Transfer Doc | 0000000382 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3392 APPLE TREE LN, ERLANGER, KY 41018-1202 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3392 APPLE TREE LN, ERLANGER, KY 41018-1202 |
| Document Number | 0005900026 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | KCM 700/165 |
| Instrument | 25102705900026 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2040 |
The 2025 property tax bill for 3392 Apple Tree Ln was $2,041.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,000 (-) Land $25,000 Building $181,000 | $206,000 (-) Land $25,000 Building $181,000 | |
| 2025 | $2,041.00 | $206,000 Land $25,000 Building $181,000 | $206,000 Land $25,000 Building $181,000 |
| 2023 | $1,844.00 | $173,000 Land $25,000 Building $148,000 | $173,000 Land $25,000 Building $148,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3392 Apple Tree Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3392 Apple Tree Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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