328 Snow Drop Ln, Elgin, IL 60124 Property Records

Kane County property record for 328 Snow Drop Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$332,500 (May 2020)
Tax Bill	$10,045 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-327-042`

Property Details

APN / Parcel Number

Primary APN	`06-18-327-042`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	328 SNOW DROP LN
City	ELGIN
State	IL
Zip	60124-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST POINT GARDENS PHASE 1 PT OF LT 33 INCLUDING 06-18-327-040 IN TAX COE EL071
Legal Subdivision	WEST POINT GARDENS
Legal Phase	1
Legal Block	1
Legal Lot Number	33
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1030
Census Tract	851911

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 SNOW DROP LN, ELGIN, IL 60124-1202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
May 19, 2020	Warranty Deed, Transfer · Conventional with PMI NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on Record
Deed Sale	May 19, 2020 · Amount on Record
Prior Sale	Nov 24, 2015 · Amount on Record
Deed Document Number	202025668
Prior Transfer Date	Mar 6, 2015
Prior Transfer Doc	0000063497
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	328 SNOW DROP LN, ELGIN, IL 60124-1202
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068100
Date	Sep 7, 2021
Instrument	2021K068100

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 19, 2020
Property Address	328 SNOW DROP LN, ELGIN, IL 60124-1202
Document Number	0000025668
Instrument Date	Apr 8, 2020
Instrument	25668
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	ATTORNEY TITLE GUARANTY FUND, ATTORNEY TITLE GNTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 KRISTIN DR #803 SCHAUMBURG IL 601953336, 803, SCHAUMBURG, IL 60195-3336

Mortgage

Document Number	25669
Date	May 19, 2020
Instrument	25669

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,045.00 (+7.66%) Homeowner's exemption
2024		$125,510 (+21.39%) Land $39,827 Building $85,683	$376,681 (+21.44%) Land $119,529 Building $257,152
2022	$9,330.00 (+3.46%) Homeowner's exemption	$103,391 (+6.96%) Land $32,808 Building $70,583	$310,173 (+6.96%) Land $98,424 Building $211,749
2021	$9,018.00 Homeowner's exemption	$96,663 Land $30,673 Building $65,990	$289,989 Land $92,019 Building $197,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

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