338 Lloyd Rd, Georgetown, KY 40324 Property Records

Scott County property record for 338 Lloyd Rd, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,190 sqft · built 2001
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Apr 2013)
Tax Bill$4,309 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Jul 2005 Line of Credit
+ 6 more
Flood ZoneZone X (minimal risk)
APN111-40-012.000

Property Details

APN / Parcel Number

Primary APN111-40-012.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,190 sqft Living Area
1st Floor Area733 sqft
Basement Area2,190 sqft
Finished Basement2,190 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area217,800 sqft (5 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address338 LLOYD RD
CityGEORGETOWN
StateKY
Zip40324-9148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUFFALO TRACE
Legal SubdivisionBUFFALO TRACE
Legal Phase1
Legal Lot Number2
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1005
Census Tract40605

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address338 LLOYD RD, GEORGETOWN, KY 40324-9148
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2018Deed of Trust, Mortgage · Line of Credit
CENTRAL BANK & TRUST CO
Jul 25, 2005Deed of Trust, Mortgage · Line of Credit
CENTRAL BANK FSB
Oct 6, 2008Deed of Trust, Mortgage · Line of Credit
FARM CREDIT SERVICES OF MID AMERICA
Feb 12, 2008Deed of Trust, Mortgage · Line of Credit
TOWN & COUNTRY BANK & TRUST COMPANY
Jun 26, 2023Deed, Transfer
Apr 24, 2018Deed of Trust, Mortgage · Line of Credit
CENTRAL BANK & TRUST CO
Apr 26, 2013Warranty Deed, Transfer · Conventional Mortgage
COMMONWEALTH BANK & TRUST CO
Aug 9, 2006Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2013 · Amount on Record
Deed SaleApr 26, 2013 · Amount on Record
Prior SaleAug 9, 2006 · Amount on Record
Deed Document Number2013296523
Deed Book / Page351 / 354
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address338 LLOYD RD, GEORGETOWN, KY 40324-9148
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 LLOYD RD, GEORGETOWN, KY 40324-9148

Mortgage

Document Number0M1389/694
DateApr 24, 2018
Book PageM1389/694
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 13, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address338 LLOYD RD, GEORGETOWN, KY 40324-9148
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00M733/666
DateJul 25, 2005
Book PageM733/666
Instrument130999
Lender
NameCENTRAL BANK FSB
TypeBank
AddressGEORGETOWN, KY 40324
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 1, 2020
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address338 LLOYD RD, GEORGETOWN, KY 40324-9148
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M915/768
DateOct 6, 2008
Book PageM915/768
Instrument174291
Lender
NameFARM CREDIT SERVICES OF MID AMERICA
TypeNon-Lending Institution
AddressLOUISVILLE, KY 40232
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueOct 1, 2011

February 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address338 LLOYD RD, GEORGETOWN, KY 40324-9148
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M885/466
DateFeb 12, 2008
Book PageM885/466
Instrument166114
Lender
NameTOWN & COUNTRY BANK & TRUST COMPANY
AddressBARDSTOWN, KY 40004
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 7, 2018
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJun 26, 2023
Property Address338 LLOYD RD, GEORGETOWN, KY 40324-9148
Document Number00D442/631
Book / PageD442 / 631
Instrument DateJun 23, 2023
Instrument475352
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
Tax$30.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address204 OLD LEMONS MILL RD, GEORGETOWN, KY 40324-1574

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 LLOYD RD, GEORGETOWN, KY 40324-9148

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address338 LLOYD RD, GEORGETOWN, KY 40324-9148
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 LLOYD RD, GEORGETOWN, KY 40324-9148

Mortgage

Document NumberM1389/694
DateApr 24, 2018
Book PageM1389/694
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 13, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2013: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT KY
Recording DateApr 26, 2013
Property Address338 LLOYD RD, GEORGETOWN, KY 40324-9148
Document Number00D351/354
Book / PageD351 / 354
Map ReferenceSL1675&1801
Instrument DateApr 17, 2013
Instrument296523
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyMETRO TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1789 MILLBANK RD, LEXINGTON, KY 40511-1574

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 LLOYD RD, GEORGETOWN, KY 40324-9148

Mortgage

Document Number0M1136/617
DateApr 26, 2013
Book PageM1136/617
Instrument296524
Lender
NameCOMMONWEALTH BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40222
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2043

August 2006: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateAug 9, 2006
Property Address338 LLOYD RD, GEORGETOWN, KY 40324-9148
Document Number00D303/410
Book / PageD303 / 410
Map ReferenceSL1675&1801
Instrument DateAug 2, 2006
Instrument145834
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 RUSSET LN, LYNNFIELD, MA 01940-1149

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address338 LLOYD RD, GEORGETOWN, KY 40324-9148

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$483,800 (-)$483,800 (-)
2025$4,309.00 (+17.73%)$483,800 (+19.84%)$483,800 (+19.84%)
2023$3,660.00$403,700 Land $110,000 Building $293,700$403,700 Land $110,000 Building $293,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2015)
Most Recent ClaimApr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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